I'm Michael, the director of MKM Wealth Management Limited, an Associate Partner Practice of St. James's Place Wealth Management. We deliver focussed financial planning advice on how to protect, invest and help grow wealth, tax efficiently to professionals, business owners, and their families across London and the Home Counties. Over the last 18 years, I have helped to uncover and solve key barriers to financial wellness and in doing so, provide effective insight and clarity that allow our clients to confidently control their financial futures. Recognised by the Chartered Institute of Securities and Investments (CISI) as appropriately qualified to advise on Investments and Financial planning, I work tirelessly to achieve positive real outcomes and peace of mind where client's best interests always come first. Before becoming clients, there is often a sense of uncertainty, lack of understanding or time, and general inertia that prevent clients from taking positive steps to securing their ideal financial aspirations. Indecision, delay, and a feeling of inadequate planning can often be followed by financial regret, distress, and an overall sense of hopelessness. We work with our clients to develop a tailored roadmap that leverages existing available resources and expertise providing a regularly reviewed and structured approach to goal achieving leaving our clients with a feeling of relief, confidence, and empowerment. The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go up as well as down. You may get back less than you invested. The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.