I joined Citi in November 2009 as a manager in the Underwriter Performance Review (UPR) team, which is part of the Post Close Quality Assurance (QA) function. In October 2013, I took on the role of SVP for UPR and a portion of our QA activities. These teams support functions such as the management of underwriter credit authority, calibration with internal and external loan quality functions, monitoring corporate mortgage loan credit risk, the remediation of gaps in the loan fulfillment process, and identifying potential opportunities to adjust credit policy. My responsibilities now include the daily operations for the entire Post Close QA function.Prior to joining Citi, I worked in various underwriting and loan fulfillment and operations roles for more than 25 years. I have worked in a variety of lending environments, including retail, wholesale and correspondent lending, investor/GSE shops and private mortgage insurance.
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