Michael (Max) Ryan Email & Phone Number

Nyack, Ny, Us

New York, United States

Responsible for the development and communication of performance reporting and analysis for the Bank and its divisions. Support senior management understanding and insight through standardized and ad-hoc reports, presentations, and analysis identifying trends and underlying drivers.• Developed and prepare regularly reoccurring financial and variance analyses. Distributed to Sr. Management team, Board of Directors, Head Office, and others. • Lead monthly forecast process across the organization, review, and challenge divisional results. Prepare annual budget across divisions and update five-year plan.

New York, New York

• Working with Treasury Middle Office Team, supporting key process of daily reporting related to P&L, risk model, end of day estimates and trade capture. • Provide reconciliation and control process, track metrics associated with data quality, controls and procedures. • Train offshore team on daily responsibilities

New York, Ny

Managed team responsible for supporting the Fixed Income and Equity, Foreign Exchange (through April 2018) business and Markets COO organization. Accountable for financial planning and analysis, budgeting, financial reporting of revenue, balance sheet and capital analysis, expense analysis and financial review of new and existing products and businesses. • Developed and implemented new revenue and balance sheet reporting to improve transparency to Firm management. This improved relations between divisions and product expansion to clients. o Revenue growth greater that 10% for Equity ETF, Broker CDs, Commercial Paper, and MBS Spec pools desk.• Reviewed financials regularly with business owners outlining areas at risk, revenue & expenses, provided steps to be taken to address shortfalls.• Revamped the cost of carry reporting across fixed income and equity businesses leading to a $7million savings.

New York, Ny

Developed financial reporting and forecast models based on data mining of financial and sales information. Implemented plan to be completed by operations and IT for dashboard interface for COO and business leads.

Greater Boston Area

Managed team responsible for the development and execution of strategy and financial planning for Santander Holdings USA and its’ subsidiaries. Required interaction with the US & Madrid senior management (CEO, CFO, Head of Strategy, Head of IR) to consolidate all US reporting requirements; included multiyear and annual plan, management reporting and investor presentations. • Developed standardized approach and templates for US businesses to provide streamlined consolidation and consistency for budget, forecast and management reporting. Improving review and discussion of US based entities. • Executed peer review of position and strategy with business unit heads, consultants and independent research/analysis. Outlined revenue and expense differentials and options were developed for management to address weaknesses. • Developed a quarterly peer review for Santander USA; resulted in action plans for each business line. (e.g., retail banking, auto financing).

Greater New York City Area

Global Capital & Balance Sheet Reporting - Client Support (2011-2015)Provided financial analysis on B/S & Capital issues to the COO's of Equity, Commodities, Investment Banking and Secured Funding business units; included variance analysis, information on Basel 3 capital requirements (Advanced & Standard) with leverage (SLR), and impact of any change. • Drove optimization of financial resources, capital and funding, with business COOs by identifying the dynamics that drive capital usage. This included their training, education and prepared case analysis to identify performance impact. • Established procedures for analytics of capital usage to address changes in business activity and evaluate new regulatory requirements. Coordinated with Risk & Regulatory teams; included CCAR analysis. • Managed the development and implementation of a single B/S platform; established requirements and reporting needs. Reducing the multiple platforms and spreadsheets used to manage B/S of firm.

Greater New York City Area

Finance Resource Management - Treasury controllers & B/S reporting (2009-2011)Managed the Balance Sheet & Cash Usage and Treasury Controller teams. Responsible for reporting and analysis of profit/loss, balance sheet, economic capital, risk weighted assets. Established B/S limits and capital return targets.• Led organizational change for Treasury controllers to separate from within Treasury to independent and standard controller function. Improving segregation of duties and responsibilities.• Developed cost of funding model with Treasury and implemented based on core principles of new MIS overhaul. This increased the adaptation and understanding of how businesses are fully funded

Greater New York City Area

MIS Overhaul Co-led initiatives to re-engineer the internal MIS system to support funding and transparency. Primary goals were to provide cash traceability, identify proper funding cost & management of capital resources. • Developed core principles of initiatives with ALCO that provided guidance for all financial product analysis.• Led meetings with Controllers, Business people and IT to review booking model, funding & regulatory implications, delivering final presentations to drive project requirements

Greater New York City Area

CFO/Business Unit ControllerCFO/Business Unit Controller for Fixed Income desks. Responsibilities included financial reporting, budget / forecasts, and business metrics, with regular interaction with business unit and divisional management. Supervised 18 professionals: domestic and internationals. • Developed Key Performance Indicators (KPI) that became drivers to measure funding efficiency and cost of carry allocation for Fixed Income desks. • Identified areas for expense reduction to increase margins across business. • Developed and implemented policy, standards, controls and tools to establish best practices. o Examples: FAS140, 15c3, collateral management & definitions, SOX.

Greater New York City Area

Vice President, Manager – (2004-2005)Promoted through various Business Unit Controller positions for the swap & repo businesses and development and management of the newly formed balance sheet & collateral team: responsible for evaluation of business resources (ROA, leveraged assets & DuPont Theory).

Greater New York City Area

Senior Accountant

Master Of Business Administration - Mba, Finance & Information Services

Bachelor Of Science - Bs, Accounting