Mike joined Sanlam in 2013 from Lloyds TSB Private Banking in Mayfair. With 17 years experience in Financial Services Mike specialises in advising Ultra and High net worth clients, with a specific expertise in Inheritance Tax and Trust Planning. Mike has reviewed and set exams questions for the Chartered Insurance Institute, is a Fellow of the Personal Finance Society (FPFS) and a Chartered Financial Planner. Mike passed six of his seven Level 6 exams set by the Chartered Insurance Institute with a Distinction and also won the Layborn Prize in 2006 for the best result that year in the Level 4 CII exam Investment Principles and Markets. He completed his STEP Diploma in 2012 he was awarded one of two Student of the Year awards for his Administration of Estates Paper and was awarded and overall Distinction. In March 2013 Mike was accepted as a full member and awarded the right to use the TEP designation.