Credit Analyst
Current• Performed financial statement spreading and cash flow analysis to assist in making credit risk decisions• Analyzed commercial financial statements and tax returns to aid in developing client loan proposals• Reviewed business loan agreements to ensure borrowers are meeting all contractual lending parameters• Collaborated extensively with commercial loan officers, clients, loan specialists, and senior management• Ensured compliance with all company policies, security/data privacy laws, and government regulations• Applied creative problem-solving skills to investigate and resolve financial data discrepancies• Managed client financial files daily, generating related reports and accounting statements