Michael Noah Email & Phone Number

Tampa, Florida, United States

Tampa, Florida, United States

- Directed a team whose functions were to ensure regulatory requirements were met; Closing Disclosures were balanced accordingly to fund mortgages in a timely manner. - Designed workflow improvements, analytical reporting, daily workflow and internal controls. - Developed and maintained a multi-departmental pipeline to increased efficiencies and exceeded.

Tampa, FL

-Represent Workforce Management ensuring the team is adhering to all regulatory and company requirements. -Develop training curriculum and provide guidance to the team to strengthen knowledge and skills needed to accomplish and supersede main objectives.-Capitalize on subject matter expertise to ensure potential risks are identified and remediated with.

Amherst, NY

-Spear-headed the acquisition of the Consumer and Mortgage Default Division from First Niagara Bank.-Supervised the loss mitigation team consisting of 18 direct reports with proven capabilities in building teamwork, strategizing and integrating strengthened controls and efficiencies.-Monitored the adherence to all regulatory requirements including CFPB.

Elma, NY

-Restructured FDIC portfolio of performing and non-performing loans and determined marketability for sale. -Represented Investor of FDIC backed loans in State and Federal Court.-Composed case studies and performed credit underwriting of multi-faceted Investor guidelines pertaining to escrow, lien release, loss mitigation, foreclosure, bankruptcy and REO..

HSBC Depew, NY

-Orchestrated foreclosure loan portfolio to submit to legal counsel for the Consent Order.-Presented key findings biweekly to a governance committee and conveyed recommended course of action.

Amherst, NY

-Headed and orchestrated workflow for a team of 25 employees that provided clients with legal fee and cost analysis, mortgagor requests for payoff and reinstatement and analysis of recoverability of fees and charges.-Acted as business analyst to create an internal streamlining system that transformed speed and accuracy resulting in the lowest amount of.

Amherst, NY

-Generated new business through presentation of bank products to customers and follow up. (Home Equity products, checking and savings products, certificate of deposits, IRA's and Installment notes)-Provided loan counseling to clients by utilizing superior customer service skills and previous knowledge.-Trained new employees and created solutions which.

Tempe, AZ

-Mitigated losses on residential home loan foreclosures.-Acting liaison between realtors, lenders, brokers, title companies, attorneys and customers to minimize credit/asset losses.-Provided account resolution/repayment option services.-Educated clients in debt management to prevent bankruptcy via loan workouts, title/HUD-1 reviews, etc.-Superior knowledge.

Amherst, NY

-Recovered secured and unsecured assets for the company.-Power of decision on value for recovering unclaimed collateral.-Primed accounts for suit, lien releases and title returns.