Michael Padua Email & Phone Number

Makati

Philippines

• Solicits Auto Loan credit applications from Car Dealers.• Screens and facilitates processing of loan applications, reviews required business documents to determine eligibility of clients applying for Auto Loan.

• Ensures that credit decision provided is in adherence with the prescribed policies and implementing guidelines in support to credit objectives of the bank• Ensures quality standards of credit decision are consistently met• Provides feedback and recommendations to internal resources to address credit quality output and address credit services issues. Recommends changes to Credit Policies and implementing guidelines, credit processes to conform with the present market and industry.•… Show more • Ensures that credit decision provided is in adherence with the prescribed policies and implementing guidelines in support to credit objectives of the bank• Ensures quality standards of credit decision are consistently met• Provides feedback and recommendations to internal resources to address credit quality output and address credit services issues. Recommends changes to Credit Policies and implementing guidelines, credit processes to conform with the present market and industry.• Coordinates with Credit Policy and Credit Analytics relative to policy review and reports based on results of credit risk reviewed performed.• Prepares Credit Risk Review reports.• Performs other functions/ad hoc that may be assigned by Immediate Superior or Bank Management from time to time. Show less

• Responsible for sound credit decision on auto applications sourced by CLG Sales through evaluation in adherence to internal and external policies and guidelines. Prepares monthly reports.• Recommends ways to further improve existing credit policies and procedures to improve process and productivity

Jmt Bldg Ortigas Ave Pasig City

Account Officer for Dealer channel-Auto loans (10 mos) / Credit Officer for Auto Loans (2 years) / Asst Team Leader - Collection Officer for Cards and Personal Loans (4 years).

Ortigas Center Pasig

Lansbergh Place Quezon City

Main Switch Office Espana Blvd Manila

Bachelor Of Science (Bs), Major In Economics

Bachelor Of Science In Commerce, Major In Economics