Michael Pipe Fcca Email and Phone Number

Supporting the Financial Reporting, Business Performance and Expense Teams within Finance.The prime focus of the role is to support the business with the additional financial reporting and controls requirements that have resulted from the implementation of the Solvency II regulations recently brought into force across the industry.Key Responsibilities:-• Workstream lead for Solvency II Pillar 3 (Finance).• Quarterly Solvency II reporting via Group reporting system (Magnitude).• Process Mapping and documentation of key finance processes that support the Solvency II regulatory reporting and Ageas’ Internal Model Approval Process (IMAP) submission for capital adequacy purposes.• Implementing and reviewing of controls around key monthly, quarterly and annual reporting processes.• Performing and reporting on monthly Control & Risk Self Assessment reviews.• Review and update of business continuity plans for Financial Reporting and Business Performance.

A management position supporting Clearance Settlements and Custody Settlements, the key aspects of the role being:-• To put in place and develop the controls culture across the teams, standardizing where appropriate and increasing robustness of controls• To bring in-house all Clearance MIS activities merging them with Custody MIS processes, raise quality and establish a one stop shop for MIS across Custody and Clearance Key areas of responsibility:-• Provide oversight and consultation on potential issues that arise with operation management, risk, compliance, and product• Ensure operational practices are in compliance with relevant risk standards, policies, and regulations to maintain an effective control environment• Manage projects and partner with operation managers in internal and external audits• Interface with the following internal JPM groups - Risk management, Audit, Controllers, Product Risk and Controls, Compliance, Legal• Execute on Quality Control Program that focuses on key risks and evaluate the effectiveness of the mitigating controls. Perform management reporting and engage management on appropriate actions• Validate and review controls in light of key business projects, business changes, and operational events.• Evaluate accuracy and completeness of Control Self Assessments. Perform gatekeeper function for addition of issues/ action plans and closure of completed action plans. Ensure internal/external audit issues documented.• Responsible for CSAs, EF&Ls, Business Continuity, SOX, Red Events, Breaches/Incidents, Quality Assurance, Audit Follow-ups • Miscellaneous "Special" Risk and Control Topics• Management of Business Reporting Team• Provision of a quality and timely MIS service to senior management and directors• Support, through targeted MIS and analysis, to Operations in driving through efficiencies and reduction of outstanding items• Ad hoc analysis on clients, counterparties and failed trade remediation

Initially borne from a project I was involved in from January 2010 as site lead, this is a governance role supporting the Bournemouth Fund Accounting region in maintaining best practices and maintenance of our distributed service delivery model and standards of client service. Through this role I interact with all the Global hubs that service the IFAS client base as well as the other regional site reps across EMEA division (Edinburgh, Luxembourg and Dublin). Key areas of responsibility:- • Oversee and manage the service delivery from internal global service providers supporting the IFAS product, ensuring delivery meets agreed service standards.• Identify and implement remedial actions where delivery not meeting service standards.• Monitor and update, as required, SLDs with internal service providers.• Work with Governance Groups from other Fund Accounting sites to ensure consistency and maximize the efficiency of the global service model.• Collation, analysis and provision of MIS to internal senior management.

A management position managing a team of 7 staff providing fund accounting , a daily, weekly, monthly valuation service and client specific reporting to a portfolio of 44 institutional clients based in Germany (including many that are household names). This position is deemed a controlled function (“significant management function”) under the rules of the FSA. Key areas of responsibility:- • Provision of fund accounting services on, predominantly, German institutional pension funds (including some Government).• Provision of fund/portfolio valuations on a daily/weekly/monthly basis dependent upon Client requirements.• Liaison and negotiation with internal vendors to ensure quality of service is maintained, that client reporting requirements can be fulfilled and that daily delivery SLA’s are achieved on both timeliness and accuracy.• Liaison with clients and relationship managers to ensure the client relationship is managed professionally, that client’s feel involved and valued, to manage client requests and expectations so that the client is satisfied with the service being provided.• Manage the German Fund Accounting team allocating resources in the most effective and efficient way ensuring that key areas are prioritized to maintain client satisfaction.• Enhance existing levels of control through monitoring, training and development and develop new controls to ensure that levels of quality over accuracy, timeliness and auditability are maintained and, where necessary, improved.• Recording and reporting of all events that impact delivery SLA’s on a daily basis (regardless of source or cause of event).• Provision of key monthly reporting statistics to senior management and Exec Board within JP Morgan.• Travel to JPM offices in Frankfurt and also to client locations throughout Germany is also a pre-requisite.

A contract position working within the Reinsurance Department of the UK General Insurance Finance Division. Financial and Asset Reporting • Reporting to Group of spread of assets and liabilities across our reinsurers for regulatory and risk management compliance.• Production of Quarterly Risk Report for senior management; FSA Reporting and development of back up/control schedules Internal Controls • Ensure department compliance with Internal Controls Framework as set out by Group.• Collation of quarterly controls sign off with Reinsurance Director, ensuring appropriate evidence is documented for each control.• Periodic review of process and control documentation to ensure it is accurate and up to date.• Responsible for further development and refinement of internal controls within Reinsurance.

A contract position to set up a new Governance function within Operations, FRSC. Establish a new team, develop operating model and forge excellent working relationships across Operations and the risk and control sections within FRSC. Key objective - support Operations in meeting and maintaining governance and control requirements in a strict Sarbanes Oxley control environment. Support to Ops management and assurance that controls are monitored, fit for purpose and all action points are followed up. Sarbanes Oxley• Attendance and input to Sarbanes Oxley process walkthroughs• Sox Issues and Actions – monitor and ensure actions are up to date and progressing. Provide support to control and process owners in raising and documenting issues• Sox Attestations. Co-ordination of control and process attestations, monitor completion and provide support to control and process owners. Represent Operations at Sub-Cluster Attestation Reviews of Sox Issues• Support and guidance to Ops on controls, risks and wording of control activity documents in accordance with Sox requirements Risk• Completion of Risk Assessment Refreshers using Detailed Risk And Control Activity (DRACA) methodology• Risk Event reviews and MI• Monitor review and sign off of models, databases and applications utilised by Operations• Close working relationship with Risk Team in developing and maintaining business continuity plan for Operations FRSC Operations• Support of business process solutions and continued process improvement through input to process and solutions workshops, process risk assessments, and provision of guidance in relation to risk, Sox and operational efficiency and best practice• Development and maintenance of Operations Migration Log and monthly MI to Exec• Production of report on procedures leading to initiation of project to address procedure issues• Development and management of small Governance team

Reporting directly to the Head of Business Development & Change, a varied role providing technical, analytical and strategic support, together with decision support management, to the Managing Director, Heads of Business, Operations and Business Change Projects. Main Responsibilities:-• Key Input and schedules to 3 year business and strategic plans• Development of Sales Plan, Company Business Profile, and Performance Reporting for Exec• Development & review of project scorecard methodology for prioritisation and strategic alignment of projects• Construct financial models, business cases and presentations to support new projects based upon interaction with stakeholders• Development & implementation of resource costing models for projects and project programmes within Business Change• Provide management information for control and tracking of consolidated project financials

Contract position reporting to FD of parent company (Lester Aldridge Solicitors) and MD of LA Invest:-• Daily accounts functions; developing the daily processes and controls; developing cash flow and MI; quarterly regulatory returns• Documenting procedures; documenting/report writing on issues of risk or compliance and educating/managing changes required

Reporting to the Head of Investment Accounting & Unit Pricing, managing Investment Accounting and Cash Management/Treasury.• FSA Reporting (Quarterly and Annual) – developed standardised reporting packs incorporating UK and US GAAP reporting• Weekly, monthly and quarterly investment forecasting and MI Reporting• SIPP Accounting/Reporting for Winterthur UK and subsidiary (PPML) and daily cash and treasury management• Development of Controls for enhanced reporting, audit and risk management.• Development of procedures and processes, implementation of a derivatives accounting and reporting process

Manager responsible for two sections totalling 18 staff. Investment Accounts• Accounting & reconciliation of investments and assets, SIPPS and Pension Funds held on Company Accounting Systems• Monthly and Quarterly Accounts/Reporting including Regulatory Returns• Provision of CGT analysis on Life Funds for review by Head of Tax• Development of Audit Files for all Investments related items on the Company Balance Sheet Life/Pensions Company Reconciliations• Monthly reconciliation of Skandia’s bank accounts and control accounts for Pension and Life business• Initiated and ran a project to identify long standing reconciliation issues and developed KPI’s & Statistical Analysis that resulted in the reduction of outstanding items on Control Accounts by over 50% and on Bank Accounts by 100%• Built strong relationships/understanding across the Company resulting in improvements in processes

Responsible for four sections totalling 27 staff. Investment Accounts, Quasar Funds• Accounting and reconciliation of investments/assets on the Company’s Quasar system including FSA Regulatory Returns Investment Accounts, AU Funds• Accounting and reconciliation of investments/assets on the Company’s AU system & Daily Funding Forecasts Life Reconciliations• Reconciliation of Skandia’s Bank and Life/Pension Control accounts; Monthly KPI’s and Director’s Review files Premium Control• Recording of premium receipts within accounting records (e.g. Skandia Protect) including monthly reconciliations

• Reporting and Daily Accounting for ISA/PEP and MultiFUND Accounts • Monthly FSA Regulatory Reporting• Adherence to Client Money Regulations

Assistant Manager • Monthly reconciliation of Skandia’s Bank and Life/Pension Control accounts including reporting of key statistical data

Section Head Data Control, Financial Accounting Department Dec 1994 – Apr 1998 Supervisor, Corporate Expenses – Financial Services Division Sept 1992 – Dec 1994 Supervisor – Investment Accounts Jan 1989 – Sept 1992 Accounts Clerk – Investment Accounts Jun 1987 – Jan 1989