HFS is a boutique, independent financial advisory firm that provides highly-personalised advice to individuals who are living and working outside of their country of origin or nationality.We are licensed by the Securities and Futures Commission (SFC) in Hong Kong which means that we are authorised to provide financial and investment advice to expatriates wherever they are living around the globe.Most importantly, our license enables us to access investments listed on most of the world’s securities exchanges or regulated according to International Organization of Securities Commissions (IOSCO) principles.We provide advice on how expats can take best advantage of their circumstances, what not to do with their money whilst they are overseas and how to prepare financially for their return back to their country of origin.