Michael Ryan Email & Phone Number

New York, Ny, Us

Utrecht, Utrecht, Nl

• Review Daily Trades to ensure all necessary due diligence including but not limited to counterparty vetting, vessel checking, pricing vetting, and client related vetting have been completed.• Identify high risk patterns of activity, including instances of money laundering or terrorist financing, High Risk country activity, transactions with no economic purpose, etc. • Escalate accordingly to the Client Onboarding team where necessary• Work in tandem with all the stakeholders of the trade reviews under tight deadlines.• Perform Second Line Monitoring (SLM) trade finance reviews for Wholesale Banking of trade due diligence documentation (TDD) of finance transaction documents (transactions) associated with import/export negotiations and collections, import issuance, export advising and standby letters of credit.• Provide AML compliance advisory to business lines and support services, including guidance to inquiries received from the Wholesale Banking Client Onboarding team (COBs).• Perform Enhanced Due Diligence (EDD) reviews of High-Risk client files within Wholesale Banking.• Assist with action items stemming from Quality Control reviews of various AML functions, including Transaction Monitoring, Customer Due Diligence, EDD, Sanctions and PEP reviews, among others.• Assist with regulatory and internal examinations in various facets such as gathering and providing information for, and responding to, Internal Audit, Compliance Testing Group and regulatory exams.• Assist the Atlanta and Chicago Representative offices, Canada Branch and the Mexico Representative Office with respect to BSA/AML Program issues.• Assist with the monthly MI reporting for the Regional BSA AML Governance Committee meetings• Assist the BSA/AML and Sanctions Officer and the Deputy BSA/AML Sanctions Officer in areas outside of regularly assigned duties as deemed necessary.

Los Angeles, Ca, Us

• Developed new and improved policies and procedures for the client specifically in the Cash Vault Monitoring and CTR Exemption processes• Assisted in the implementation and training of new policies and procedures for the Bank employees.• Met with Subject Matter Experts (SMEs) for the bank address all regulatory and internal audit findings regarding the current AML/BSA programs• Instructed cross-functional teams in adapting to and understanding improvement processes• Interpreted customer needs and requirements• Translated concepts into practice while Identifying process improvement opportunities, and Quantifying results and trends• Made recommendations and develop and present formal presentations to senior management.

Beijing, Cn

- Complete KYC reviews of high-risk customers across business lines (retail and wholesale) and provide KYC advisory for such businesses.- Continually assess the current state of KYC controls to identify opportunities for improvements and develop plans to execute such improvements.- Assist the KYC team in Legal and Compliance to implement U.S. policy and procedural enhancements, ensuring consistency and completeness across business divisions.- Identify regulatory KYC trends and developments that impact business areas and advise staff on how this may impact their current activities.-Lead governance and oversight on KYC related screening include but not limited to reviews of PEPs and entities with adverse news.

Chicago, Il, Us

Karachi, Sindh, Pk

- Reviewed high risk cases involving watch-lists, such as Terrorist Exclusion, Prior SAR, Subpoena and 314A-- Reviewed required AML/ KYC Regulatory requirements for all clients and analyzing any transactions that appear unusual based on the customers profile- Drafted and filed SAR forms and narratives on the Fincen website pertaining to the bank’s customers. - Helped identify risks that led to detailed and effective SARs being filed. These risks included but were not limited to round dollar amounts, different lines of business, consecutive day transactions, etc. - Acted in the role of team lead on the “Special Projects” assignment which included second level review of analysts’ work.- Responsibilities for “Special Projects” assignment included the Cross training of other analysts on the new process of identifying risks. - Involved in Enhanced Due Diligence reviews performed on entities via Lexis-Nexis, Google, World Check and Dun & Bradstreet.- Determined whether the activity seemed legitimate or not by applying various AML regulations including the USA PATRIOT ACT, the Bank Secrecy Act and OFAC.- Assisted Compliance department with the drafting of Regulatory reports and responses to inquiries as necessary.- Worked with systems such as Prime, Lexis Nexis, Actimize, Trade Watch, World check, etc.

- Advised & consulted clients on all aspects of Anti-Money Laundering compliance and regulations- Worked with financial services clients on transaction monitoring as well as on “look-back” projects that review historical transactions flagged for potentially suspicious activity- Assumed a Team Leader role on multiple projects and was responsible for frequent communication and organization of team members, as well as monitoring their daily production and quality of work - Maintained and monitor sub-contractor and K2 employee case promotions on a weekly basis - Involved in an alert clearing project and was responsible for transaction monitoring of both domestic and foreign corresponding banks- Team Leader and QA level 2 of analysts performing a Know Your Client (KYC) remediation- Involved in cases involving but not limited to transaction analysis, performing relevant due diligence, and documenting analysis for escalation to potential suspicious activity report (SAR) filing or the mitigation of alerted activity- Conducted risk assessment and supports clients in building or enhancing BSA/AML, OFAC, and anti-corruption programs.