Michael S.

Michael S. Email and Phone Number

Loan Officer Assistant @ Grandview Lending, Inc. NMLS 124728
Anderson, IN, US
Michael S.'s Location
Anderson, Indiana, United States, United States
Michael S.'s Contact Details

Michael S. work email

Michael S. personal email

n/a
About Michael S.

Hello & welcome to my LinkedIn profile!What makes me stand out is my specialization in loan portfolio management,risk assessment, and building strong client relationships. My track recordincludes successfully managing multi-million-dollar loan portfolios,enhancing operations, and leading teams to exceed business goals.I am proficient in applying data-driven strategies for risk mitigation,improving loan performance, and adhering to regulatory compliance.I excel in developing client relationships, negotiating terms that benefitboth clients and the organization, and utilizing financial insights forprofitability and growth.My experience covers both indirect and direct lending, loan funding, anddepartment management, with a strong emphasis on leadership, operationalexcellence, and client satisfaction.I have demonstrated success in growing loan portfolios, improving processefficiency, and strengthening stakeholder relationships.Holding ACES user certification and NMLS certification highlights myexpertise in regulatory compliance, meticulous attention to detail, andfraud detection capabilities.My Core Competencies are:Loan Portfolio Management | Indirect & Direct Lending Practices | QualityAssurance & Compliance | Client Relationship Management | Team Training &Leadership | Strategic Planning & Execution | Fraud Detection & RiskManagement | Account Management & Reconciliations | Notary Public & NLMSCertification | Loan Origination & Processing | Credit Risk Analysis &Underwriting | Budgeting & Financial Control | Financial Analysis &Reporting | Process Optimization & Innovation | Stakeholder EngagementConnect with me today to find out how I’ll make your mission mymission, to help bring ALL of your business objectives into focus!

Michael S.'s Current Company Details
Grandview Lending, Inc. NMLS 124728

Grandview Lending, Inc. Nmls 124728

View
Loan Officer Assistant
Anderson, IN, US
Michael S. Work Experience Details
  • Grandview Lending, Inc. Nmls 124728
    Loan Officer Assistant
    Grandview Lending, Inc. Nmls 124728
    Anderson, In, Us
  • Ball State Financial
    Quality Assurance Manager
    Ball State Financial Jun 2022 - Apr 2023
    Indianapolis, Indiana, United States
    In my role as a Quality Assurance Manager at Financial Center First CreditUnion, I led monthly and quarterly audits, focusing on loan accuracy andcompliance, ensuring each process conformed to regulatory standards andorganizational policies.My proactive approach to internal audits played a pivotal role inidentifying and mitigating risks in loan approvals and account management.Notably, I spearheaded a collaborative project with a vendor, cuttingaccount review times by half, and established a fraud-free environment byeliminating instances of fraud..Key Accomplishments:• Reduced 50% account review time by leading a collaborative project with avendor.• Achieved 100% fraud-free environment within documentation by eliminating all instances of internal and external fraud.
  • Ball State Financial
    Credit Analyst
    Ball State Financial Nov 2021 - Jun 2022
    Muncie, Indiana, United States
    As an Underwriter, I handled 50-75 loan applications daily, making swiftdecisions on indirect, mortgage, and consumer personal loans.My authorization of loans up to $500K was in strict adherence to financialprotocols, significantly contributing to the company's portfolio expansion.My keen analysis of credit reports for discrepancies and fraud, alongsidefostering strong relationships with internal and external stakeholders,particularly with car dealership management teams, streamlined processes andbolstered partnerships. This collaborative effort led to a monthly loanportfolio increase from $300K to $1M.Key Achievements:• Analyzed credit reports from Equifax, Transunion, and Experian for frauddetection and discrepancies.• Approved loans within specified limits and built strong with internaland external stakeholders.• Nurtured strong relationships with car dealership management teams tostreamline processes and enhance partnerships.
  • Ball State Federal Credit Union
    Indirect Loan Department Manager
    Ball State Federal Credit Union Jun 2018 - Nov 2020
    Muncie, Indiana Area
    Transitioning to an Indirect Loan Manager, I managed the entire loan processfrom inception to funding in Muncie, IN.My initiative to organize meetings with car dealership management optimizedoperations and nurtured relationships, ensuring rapid processing and timelyfinancial transactions.My efforts notably increased the monthly loan portfolio by 233% and enhancedoperational efficiency.Key Successes:• Oversaw monthly disbursement of checks to dealerships, ensuring timelyfinancial transactions.• Achieved efficient processing rates, managing 30-50 loans daily withoptimized turnaround times.• Amplified the monthly loan portfolio by 233% within a designated period,demonstrating significant growth in lending operations.• Increased operational efficiency and improved relationships with car dealerships by implementing streamlined processes.• Played a key role in the growth of the monthly loan portfolio from $300Kto $1M monthly.
  • Afc - Automotive Finance Corporation
    Dealer Service Specialist Ii
    Afc - Automotive Finance Corporation Feb 2017 - Jun 2018
    Carmel, Indiana, United States
    At Automotive Finance Company in Carmel, IN, as a Dealer Service Specialist,I developed relationships with 20 car dealerships and improved communicationchannels.My effective handling of collection calls and meticulous management ofvehicle titles and financial transactions underscored my commitment tooperational excellence and compliance.Key Contributions:• Streamlined audit processes and improved communication channels byestablishing a strong rapport with dealership partners.• Enhanced cash flow management by recovering outstanding payments througheffective collection calls.• Championed compliance and facilitated efficient transactions bymaintaining precise record-keeping of vehicle titles.• Minimized delays and optimized financial operations by processing a high volume of checks daily.
  • Automotive Finance Corporation
    Dealer Services Specialist Ii
    Automotive Finance Corporation Feb 2017 - Jul 2017
    Carmel, In
  • First Merchants Corporation
    Assistant Branch Manager
    First Merchants Corporation Apr 2015 - Feb 2017
    Anderson, Indiana
    In my tenure as Assistant Branch Manager at First Merchants Bank inAnderson, IN, I led a team of 10, fostering a motivated work environment.My strategic initiatives in loan processing and branch operations, coupledwith my focus on regulatory compliance, significantly contributed to thebank's operational excellence and growth.Notable Accomplishments:• Chaired daily and weekly meetings to review branch performance andstrategize improvements.• Drove growth of the bank's loan portfolio by implementing strategiclending initiatives and fostering strong customer relationships.• Optimized branch operations and reduced operational discrepancies throughmeticulous branch audits and teller balancing.• Implemented effective coaching strategies to improve employee performanceand job satisfaction.• Mitigated risk and upheld the bank's reputation by maintaining stringent regulatory compliance.
  • First Merchants Corporation
    Customer Service Representative
    First Merchants Corporation Jan 2014 - Apr 2015
    Muncie, Indiana Area
    Starting my journey as a Customer Service Representative at the same bank, Iexcelled in opening new accounts and evaluating credit applications,enhancing customer satisfaction and contributing to business growth throughmeticulous attention to detail and compliance..Notable Successes:• Increased customer satisfaction and retention by delivering exceptionalcustomer service.• contributing to business growth by processing a high volume of new accounts and credit applications.
  • Charles Schwab
    Acting Manager
    Charles Schwab 2009 - 2013
    Indianapolis, Indiana Area
    My career began at Charles Schwab Bank in Indianapolis, IN, where I servedas Acting Team Manager. Supervising a team of 12, I emphasized teamcollaboration and continuous improvement, overseeing client accounts withassets up to $500M, and playing a crucial role in process enhancements thatfortified client relations and operational efficiency.Notable Contributions:• Serviced client accounts with assets up to $500M, optimizing assetallocation and ensuring compliance with financial regulations.• Partnered with executive management to relay process enhancements,strengthening client relations and operational efficiency.• Safeguarded client assets and mitigated fraudulent activity by vigilantlymonitoring accounts.• Boosted team performance and elevated customer satisfaction byimplementing process and communication improvements.• Enhanced team's capabilities and service quality by overseeing thetraining and onboarding process for new hires.

Michael S. Education Details

Frequently Asked Questions about Michael S.

What company does Michael S. work for?

Michael S. works for Grandview Lending, Inc. Nmls 124728

What is Michael S.'s role at the current company?

Michael S.'s current role is Loan Officer Assistant.

What is Michael S.'s email address?

Michael S.'s email address is mi****@****fcu.com

What schools did Michael S. attend?

Michael S. attended Ivy Tech Community College.

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