Michael Stein Email & Phone Number

➥ I am a resourceful, multi-faceted, and KPI-driven professional with a seasoned credit risk background, a history of facilitating sustainable business growth, and a talent for continually improving underwriting processes. I combine over 9 years’ experience analyzing and optimizing credit operations for multiple high-profile organizations; delivering key insights to control risk and maximize profit potential; developing integrated credit models to quantify the risk of default and accurately estimate credit losses; and carefully shaping the processes and policies that sustain an efficient, productive, and highly profitable organization.➥ I excel at identifying and remediating gaps in credit operations, building trusted-advisor relationships with all levels of staff, uncovering trends and opportunities in credit data, managing and mitigating risk, continually optimizing existing forecasting models, and bridging the gap between on-paper strategy and real-world execution. ➥ I am a supportive team leader with a strong ability to take charge of projects, train and empower others, and motivate those around me to do their best work. I believe a leader’s primary duty is to cultivate and professionally develop his team. I have the ability, expertise, and coaching skills to drive my team to success.➥ I have the communication skills to clearly articulate my vision, persuade people to take action, and get the ball rolling in the right direction. Whether I’m sending out emails, communicating with a partner, presenting to a crowd, or anything in between; I communicate quickly, accurately, and effectively.☛ Key Skills ☚ ✦ Strategic Planning & Execution✦ Risk Management & Mitigation✦ Trend Analysis & Forecasting✦ Data Analytics & Consumer Insights✦ Financial & Credit Modeling ✦ Statistics & Data Visualization✦ Sampling & Data Clustering✦ Project Management & Oversight✦ Analytical Problem Solver ✦ Business Process Optimization ✦ Financial Analyses & Reports✦ Underwriting & Vendor Management

Listed skills include Microsoft Excel, Financial Analysis, Powerpoint, Access, and 30 others.