Michael Tober Email and Phone Number

Orchestrated management activities for a financial services organization. Directly coached and mentored the assistance branch manager in operational functions including loss control, compliance, and regulatory compliance and customer retention and audit standards.

Orchestrated management activities for a financial services corporation with annual revenues approaching $42.5M and a staff of 15 managers and 35 employees. Reorganized management, systems and business operations with a resulting $35K reduction in monthly operating costs, while generating a 50% increase in sales. Directed all financial, budgeting, operating, compliance, purchasing, marketing, human resource, public relations, and administrative functions. Ensured timely execution of financial reporting, operating forecasts, cash flow planning, new project evaluation, banking, and taxation, legal, regulatory, equipment maintenance, and advertising, cost/pricing and related activities.

Established five armored trucking branches simultaneously, under budget and within a tight one month time frame. Conducted detailed feasibility studies, procured high security locations, acquired facilities, and negotiated leases. Controlled all company assets, facilities and equipment. Purchased new equipment, oversaw facility renovation projects, implemented POS hardware/software, developed and conducted training programs, managed all financial and business areas, and directed purchasing, distribution and marketing departments. • Trained and mentored 20 mid-level managers in efficient operating procedures to facilitate a smooth transition from opening to daily management. Oversaw all sales and business development functions, including new account rollouts, key account management, customer relationship development and contract negotiations.Ultimate control for all P & L and budget responsibilities.