Michael Vu Email & Phone Number

Santa Ana, CA, US

Los Angeles, California, US

Continuing with Special Assets and Credit Risk Department to auditing performance and non-performance loans, involves with Internal Asset Review Dept. to reviews PLSR & FAS 114 for the bank.Assisted Change Management Department in audited over 3,000 loans for completeness C&I, Commercial, SBA, Construction, Multi-Family, SFR, Consumers loans to ensure.

• Conducted annual site visit to compliance with Small Business Administration.
• Monthly contact borrowers for loan payments collection effort and generated Demand Letter.
• Monthly generated PAR and/or PLSR for bank’s management.
• Underwrite loans servicing action such substitute and/or release of collateral.
• Maintain SBA loans portfolio insurances and updated financial information.
• Final review SBA loan processing, funding for completeness with zero deficiencies.

• Conducted annual site visit to compliance with Small Business Administration.
• Maintain SBA loans portfolio insurances and update financial information.
• Final review and audit SBA loan for completeness.
• Worked directly with borrowers and/or brokers to obtain documentation required satisfying loan conditions Bank/SBA requirements, while working towards closing deadlines.
• Performed final loan file audits to ensure adherence to loan conditions and credit policy.
• Provided back-up support to loan documentation and credit administration.

New York, NY, US

• Worked directly with borrowers and/or brokers to obtain documentation required satisfying loan conditions Bank/SBA requirements, while working towards closing deadlines.
• Performed final loan file audits to ensure adherence to loan conditions and credit policy.
• Provided back-up support to loan documentation and credit administration.
• Reviewed and interpreted all types of entity documentation.
• Review and audit loan files to avoid audit exceptions and/or potential exposure to bank.
• Final review SBA loan processing, funding for completeness with zero deficiencies.

• Worked directly with borrowers and/or brokers to obtain documentation required satisfying loan conditions Bank/SBA requirements, while working towards closing deadlines.
• Performed final loan file audits to ensure adherence to loan conditions and credit policy.
• Provided back-up support to loan documentation and credit administration.
• Examined escrow instructions/purchase agreements, escrow closing statements and abstracted title commitments.
• Reviewed and interpreted all types of entity documentation.
• Review and audit loan files to avoid audit exceptions and/or potential exposure to bank.

• Worked directly with borrowers and/or brokers to obtain documentation required satisfying loan conditions Bank/SBA requirements, while working towards closing deadlines.
• Performed final loan file audits to ensure adherence to loan conditions and credit policy.
• Provided back-up support to loan documentation and credit administration.
• Set-up and administer T-Soft Plus and CAIVRS system for SBA loan processing.
• Researched problems and identified solutions thru communication with credit department, business development officers, internal and external customers and/or third party vendors.
• Examined escrow instructions/purchase agreements, escrow closing statements and abstracted title commitments. Familiar with CLTA and ALTA endorsements.