Michael Youngblood

Michael Youngblood Email and Phone Number

Fintech Entrepreneur | Founder | Board Advisor | Residential Mortgage Markets | Data Science | Financial Modeling | Information Technology | Risk Management | Capital Markets | Commercial Real Estate Markets @
Michael Youngblood's Location
Washington DC-Baltimore Area, United States, United States
About Michael Youngblood

I am a fintech entrepreneur and executive with extensive experience in U.S. housing and mortgage markets. Pioneer and mortgage analytics founder focused on the acquisition and use of dynamic data and advanced methodologies for the creation of proprietary models. Deep knowledge of the investment and commercial banking industries, mortgage banking industry, housing industry, and financial regulatory environment. Provided model validation and governance to Systemically Important Financial Institutions (SIFI).A Developer of numerous mortgage-related products in the U.S., European, and Australian mortgage markets. Experience in research, modeling, and risk management spans both the public and private sectors. Created numerous trading and forecast analytics and models. Published numerous academic and professional studies. Collegial manager who excels in mentoring professionals.CORE COMPETENCIES:Fintech | Data Science | Natural Language Understanding | Data Visualization | Machine Learning | Deep Learning | Artificial Intelligence | Modeling | Model Validation | Model Governance | Forecast Modeling | Cloud Computing | Big Data | Database Administration | Mortgage Finance | Mortgage Analytics | Housing Markets | Capital Markets | Consumer Credit Risk | Prepayment Risk | Information Technology | Board Advisor | Litigation Support | Expert Reports | Expert Testimony | Risk Management | Investment Research | Team Building

Michael Youngblood's Current Company Details
Housing and Mortgage Research, LLC

Housing And Mortgage Research, Llc

Fintech Entrepreneur | Founder | Board Advisor | Residential Mortgage Markets | Data Science | Financial Modeling | Information Technology | Risk Management | Capital Markets | Commercial Real Estate Markets
Michael Youngblood Work Experience Details
  • Housing And Mortgage Research, Llc
    Principal
    Housing And Mortgage Research, Llc May 2024 - Present
    Principal consultant providing advisory, modeling, data science, governance, and strategic business services to fintech, capital markets, and investment companies. I leverage deep experience in developing and managing research organizations within U.S. investment firms and commercial banks as a senior leader and managing director. My expertise supported both the Federal Housing Administration and the Federal Reserve Bank of New York with risk management analytics post-Crisis. Understanding the current pressures on the U.S. residential and commercial mortgage markets requires the proven expertise that Housing and Mortgage Research, LLC offers.
  • Radian
    Vice President, Product, Data And Analytics
    Radian Dec 2018 - May 2024
    Wayne, Pennsylvania, Us
    Negotiated sale of Five Bridges Advisors, LLC to augment Radian’s housing market services business. Led development of automated valuation models (AVMs) of U.S. house prices, housing strength indicator, and sentiment analysis of realtor comments, enhancing Radian’s intellectual property and reputation.
  • Five Bridges Advisors, Llc
    Principal And Co-Founder
    Five Bridges Advisors, Llc Jul 2008 - Dec 2018
    Bethesda, Md, Us
    Recognized as a leading researcher and developer of one of the largest repositories of mortgage, real estate, economic and consumer data in the US. Founded fintech company to provide housing and mortgage analytics, advisory, and consulting services post-Financial Crisis.
  • Friedman Billings Ramsey
    Senior Managing Director And Portfolio Manager
    Friedman Billings Ramsey Jul 2004 - Jun 2008
    Managed fixed-income portfolios and research into single-family and commercial mortgage-backed securities to support security structuring, new issuance, secondary trading, and sales.
  • Gmac-Rfc Securities, Llc
    Director Of Research
    Gmac-Rfc Securities, Llc Nov 2002 - Jul 2004
    Responsible for fundamental and relative value analysis and monthly surveillance of non-agency mortgage-backed securities, issuers, and servicers to support security structuring, new issuance, secondary trading, and sales.
  • Bank Of America
    Managing Director, Real Estate Capital Markets
    Bank Of America Aug 1998 - Feb 2002
    Charlotte, Nc, Us
    Responsible for research into fundamental and relative value of agency, non-agency, and commercial mortgage-backed securities to support security structuring, new issuance, secondary trading, and sales.
  • Chase Securities Inc
    Managing Director, Mortgage-Backed Securities Research
    Chase Securities Inc Feb 1996 - Aug 1998
  • Smith Barney Inc.
    Managing Director, Mortgage-Backed Securities Research
    Smith Barney Inc. Oct 1993 - Feb 1996

Michael Youngblood Education Details

  • University Of London
    University Of London
    Economic History
  • University Of Pennsylvania
    University Of Pennsylvania
    Economics
  • University Of Texas At Austin
    University Of Texas At Austin
    Plan Ii (Honors)

Frequently Asked Questions about Michael Youngblood

What company does Michael Youngblood work for?

Michael Youngblood works for Housing And Mortgage Research, Llc

What is Michael Youngblood's role at the current company?

Michael Youngblood's current role is Fintech Entrepreneur | Founder | Board Advisor | Residential Mortgage Markets | Data Science | Financial Modeling | Information Technology | Risk Management | Capital Markets | Commercial Real Estate Markets.

What schools did Michael Youngblood attend?

Michael Youngblood attended University Of London, University Of Pennsylvania, University Of Texas At Austin.

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