Michael Youngblood Email & Phone Number

Principal consultant providing advisory, modeling, data science, governance, and strategic business services to fintech, capital markets, and investment companies. I leverage deep experience in developing and managing research organizations within U.S. investment firms and commercial banks as a senior leader and managing director. My expertise supported both the Federal Housing Administration and the Federal Reserve Bank of New York with risk management analytics post-Crisis. Understanding the current pressures on the U.S. residential and commercial mortgage markets requires the proven expertise that Housing and Mortgage Research, LLC offers.

Wayne, Pennsylvania, Us

Negotiated sale of Five Bridges Advisors, LLC to augment Radian’s housing market services business. Led development of automated valuation models (AVMs) of U.S. house prices, housing strength indicator, and sentiment analysis of realtor comments, enhancing Radian’s intellectual property and reputation.

Bethesda, Md, Us

Recognized as a leading researcher and developer of one of the largest repositories of mortgage, real estate, economic and consumer data in the US. Founded fintech company to provide housing and mortgage analytics, advisory, and consulting services post-Financial Crisis.

Managed fixed-income portfolios and research into single-family and commercial mortgage-backed securities to support security structuring, new issuance, secondary trading, and sales.

Responsible for fundamental and relative value analysis and monthly surveillance of non-agency mortgage-backed securities, issuers, and servicers to support security structuring, new issuance, secondary trading, and sales.

Charlotte, Nc, Us

Responsible for research into fundamental and relative value of agency, non-agency, and commercial mortgage-backed securities to support security structuring, new issuance, secondary trading, and sales.

Ph.D., Economic History

M.A., Economics

B.A., Plan Ii (Honors)