Michael Gonzales Mba, Jd Email & Phone Number

Dallas, Tx, Us

Tempe, Az, Us

DriveTime | Bridgecrest | SilverRock | BlueShore Insurance Company | Verde Insurance Company | VerCap Management LLC-Enterprise litigation (including DriveTime insured litigation)-Consumer litigation-Corporate governance (including facilitating board and committee meetings and preparing materials/communications)-DriveTime corporate insurance -Reinsurance-Regulatory (including insurance holding company regulations)-Legal advisor to Board and executive leadership*CPCU in progress (ARe 321 underway)

Dallas, Tx, Us

-Governance Committee Chair-CEO Search Committee Chair

Dallas, Tx, Us

Dallas, Texas, Us

Associate member of the Dallas Insurance Law American Inn of Court. The first American Inn of Court in the nation to focus on insurance law.

San Antonio, Tx, Us

United States, Us

Complex Insurance Litigation & Coverage Counseling | Commercial Litigation | Professional LiabilityAkerman LLP is a top 100 U.S. law firm recognized among the most forward thinking firms in the industry by Financial Times. Its more than 700 lawyers and business professionals collaborate with the world’s most successful enterprises and entrepreneurs to navigate change, seize opportunities, and help drive innovation and growth.Michael focused his practice on complex insurance litigation, coverage counseling, and professional liability litigation. With respect to professional liability, he represented brokers, agents, financial planners, investment advisors, managing general agents, third-party administrators, and attorneys in litigation involving professional negligence, breach of fiduciary duties, and malpractice. Michael represented major insurance carriers in state and federal court litigation that posed extreme risk of loss to the company. Litigation involved allegations that include the failure to adequately reserve rights, investigate the loss, insurance code violations, and deceptive trade practices. Michael gained particular experience in coverage issues related to emerging contaminants such as PFAS, PFOA, and PFOS. Michael’s experience includes counseling insurers on policy drafting for new and existing product lines including, pollution liability policies; professional liability policies; directors and officers policies; and commercial general liability policies. Michael provided counseling related to primary, umbrella, and excess insurers on policy coverage issues, risk mitigation, and issues involving priority of coverage disputes. Michael’s prior experience as an insurance underwriter better enabled him to understand his clients’ needs and to create business solutions to coverage issues outside of litigation.

Los Angeles, Ca, Us

Professional Liability | Complex Insurance Coverage Litigation & Coverage Counseling | London Market Group | Complex Business & Commercial Litigation E&O Litigation -Represent brokers, agents, attorneys, financial planners, investment advisers and entities in litigation involving allegations of professional negligence, breach of fiduciary duties, relating to various investment and insurance products.-Defend managing general agents and third-party administrators in litigation alleging faulty rate design, claims mishandling, and misrepresentation -Assist clients with risk evaluation, mitigation, and all aspects of litigation Complex Insurance Litigation & Coverage Counseling -Assist clients with coverage evaluation and litigation across multiple product lines, excess and primary -Draft policy wordings and endorsements for new and existing lines/products. -Experience includes drafting policy language to address ridesharing, unmanned aerial vehicles, and professional liability risks. -Represent insurers in litigation alleging breach of contract and the duty to defend, bad faith, improper claims handling, Stowers liability, Insurance Code violations, Deceptive Trade Practices and failure to adequately reserve rights -Assist reinsurers with risk assessment and mitigation -Priority of coverage litigation -Conduct examinations under oath Commercial Litigation -Defend against and assist with enforcement of indemnity and insuring agreements -Defend in litigation involving business torts and DTPA violation allegations -Handle large scale e-discovery Presentations - Presentation to insurer client: 'Insurers' Duty to Defend' (April, 2018) -Presentation to CPCU Alamo Chapter: Concurrent Causation and Hurricane Harvey Litigation (September 2018)

Dallas, Texas, Us

-Coverage litigation (commercial and personal lines) -Coverage counseling (commercial lines, personal lines, policy interpretation, and policy drafting for various exposures including ridesharing and unmanned aerial vehicles)-Excess lines -Property -Business Interruption

Dallas, Texas, Us

-General civil litigation -Assisted with business development by providing insurance industry research.

79409, Tx, Us

-Provide research primarily in the areas of banking law, commercial law, and bankruptcy.-Edit forthcoming publications.

79409, Tx, Us

-Business & Bankruptcy Law Journal-Editor in Chief -Research Assistant to Professor Sally Henry -Business Law Concentration Certificate-Excellence in Legal Research Certificate-Board of Barristers member (Appellate Advocacy and Negotiation committees)-Texas Tech Law and Technology Association-Vice President and Co-Founder-Academy for Leadership in the Legal Profession (ALLP)-Associate-Tech Law Mentor 2L Advocacy Competitions:-Spring Advanced Moot Court-Finalist (received best oralist award for prelim rounds)-Texas Young Lawyers Association National Trial Competition-Fall Advanced Moot Court-Finalist -Advanced Mock Trial-Advanced Negotiation-Octafinalist (high seeded)-Ranked Top Ten Advocate out of 194 competitors (Board of Barristers)1L Advocacy Competitions: -Negotiation -Mock Trial-Quarterfinalist -Moot Court-Octafinalist (high seeded)

Lubbock, Texas, Us

-Worked in the following practice areas: commercial litigation, insurance coverage, business entities, real estate law, banking law, and business transactions-Assisted with commercial litigation by drafting memoranda, briefs, motions, and motion responses-Reviewed and edited asset purchase agreements, voting bylaws for business entities, and construction contracts.

Lubbock, Tx, Us

-Assisted firm with civil litigation by drafting pleadings, motions, petitions, interrogatories, jury charges, demand letters, discovery requests, and responses. -Assisted firm with commercial insurance coverage issues by providing memoranda concerning enforceability of Exclusionary Endorsements, scope of Non-Cooperation Clauses, and scope Additional Insured Clauses. -Drafted petitions for violation of the Texas Insurance Code pertaining to unfair settlement practices, failure to investigate, and breach of the duty of good faith and fair dealing. -Provided memorandum concerning State and Federal law regarding the discoverability of cell phone data in a civil suit. -Drafted memorandum concerning carrier liability under the Federal Motor Carrier Safety Regulations.

Washington, Dc, Us

Worked with Chief of Criminal Division on bankruptcy fraud/wire fraud case (18 U.S.C. § 152, 18 U.S.C. § 1343) : -Tracked financial transactions between defendant's corporate entities -Tracked transactions between defendant's personal accounts and transfers to third parties -Reviewed financial statements, bankruptcy criminal referral, FBI and creditor meeting transcripts -Created cash flow timeline in an effort to uncover attempts to conceal assets from creditors Worked with Assistant U.S. Attorney in Major Crimes Division on response to defendant's motion to suppress evidence obtained during a warrantless search. Defendant alleged officer lacked reasonable suspicion. -Provided legal research regarding reasonable suspicion, length of detention, and Fourth Amendment standards for analyzing seizure of a person. -Provided legal memorandum which was directly incorporated into motion response. -Attended Bar Association presentation on warrantless searches with presenter Justice Benavides.

San Antonio, Texas, Us

-Ensured underwriting policy and philosophy was applied uniformly across digital channels (web and mobile)-Assessed, developed, and managed risk in underwriting processes -Provided web analytics for department and enterprise stakeholders concerning digital channel activity for Property and Casualty lines of business-Responsible for balancing prudent risk management with profitability-Tasked with being subject matter expert for property and causalty lines of business, which included business performance, contract knowledge, process improvement and member experience.-Earned the Certified Product Manager Designation (AIPMM)-Earned the Certified Product Marketing Manager Designation (AIPMM)

San Antonio, Texas, Us

-Provided underwriting decisions for all Property and Casualty lines of business-Charged with risk analysis and understanding exposures to different policy types-Responsible for risk management -Applied Department of Insurance statutes for all underwriting decisions-Served as a subject matter expert-Served as a mentor-Selected to participate in the Businessweek EDGE professional development program

San Francisco, California, Us

-Analyzed consumer applications for mortgage assistance (frontline underwriting)-Required ability to understand and convey federal regulations pertaining to mortgage assistance and collection practices. -Educated borrowers on loan modifications and loss mitigation options-Selected to join the Community Outreach National Travel Team (traveled to areas with high default/foreclosure rates in order to assess loss mitigation options for borrowers)

San Antonio, Texas, Us

-Provided research for Department of Energy’s Solar America Cities program on the impediments to expanded use of solar power energy including state and federal legislation and homeowners’ association bylaws. -Served as liaison with other renewable energy organizations -Marketed organization’s efforts and communicated with donors to secure corporate in-kind donations and sponsorships -Assisted with grant writing-Employee of the month for April 2010

Us

-Aided two assistant district attorneys-Examined witness lists prior to grand jury for potential Brady violations-Analyzed cases for possible enhancements of charges for repeat offenders-Completed work typically reserved for paid law school interns

Washington, Dc, Us

-Interned for Congressman Ciro Rodriguez (D-23)-Position entailed research and constituent outreach-Worked with social workers to collect and provide case facts in pending veteran benefit cases-Handled constituent policy inquiries

-Responsible for originating applications for short term mortgage assistance-Position entailed having knowledge of regulatory agencies/policies for company compliance-Key job responsibility was collecting on deliquent accounts to avoid portfolio loss-Far exceeded collection quotas -Required strong communication/negotiation skills

Guaynabo, Puerto Rico, Pr

•6/26/2003- 10/19/2003- Seasonal Employee: Entry level employee with extensive cash handling responsibilities/ training and sales quotas experience, and team work. •2/18/2004- 11/28/2004- Seasonal Employee: Entry level employee with management training, cash handling experience and sales quota experience•3/14/2005- 10/23/ 2005- Manager: Area manager responsible for team procedures, turning in revenue reports, sales quotas, labor management, cost of sales, sales proposals, product integrity and workplace integrity. •2/07/2006- 2009: Area Supervisor: Responsible for multiple kiosks/sales units, team building, communication between all units, workplace integrity, labor management, cost of sales, product integrity, revenue reports, sales quotas and all procedural paper work (control sheets, waste reports, scheduling, audits and inventory reports

J.D.

Master Of Business Administration (Mba)

Bachelors, Political Science

Certified Property Casaulty Underwriter Designation, Commercial Insurance