As President of Bell Oldow, I have grown the company by 10% year over year since our beginning in 2010. By providing an excellent customer experience, our team has stellar customer relations that helps us continually acquire new accounts by referral. That focus on the experience also applies to employee and contractor management. I’m a great listener who asks questions to get to the real issues our customers face.Looking for opportunity to grow your business while protecting your assets? Contact me, Michael.bell@belloldow.com or visit our website www.belloldow.com.

I co-founded Griptiller after decades of seeing every touchpoint throughout the insurance process being riddled with the potential for errors. Brokers and agents are continually managing and re-managing bad data and poorly named documents. We saw the opportunity to help brokers save 40% of their time that is wasted on managing bad data. We’d like them to use that new found time to focus on acquiring new business. Looking for opportunity to realize more premiums and increased commissions? Contact me, Michael.bell@Griptiller.com or visit our website www.griptiller.com.

Generated, implemented, and maintained policies and procedures following regulatory and industry accepted guidelines. Negotiated with regulators and attorneys regarding regulatory issues, indemnifications, contracts, and safe harbors. Protected bank from unexpected environmental expenses for 1 1/2 years

Created and directed the Environmental Department for an FDIC/OTS regulated, publicly traded bank with a billion dollar commercial real estate loan portfolio. Generated, implemented, and maintained policies and procedures following regulatory and industry accepted guidelines. Negotiated with regulators and attorneys regarding regulatory issues, indemnifications, contracts, and safe harbors. Protected bank from unexpected environmental expenses for 10 years.Created pre-acquisition due diligence regimen for commercial real estate. Designed, directed, reviewed, and performed in-house and outsourced, streamlined, cost-effective investigations for environmental and property condition issues. Reviewed and edited thousands of due diligence reviews.Organized, managed, coordinated, analyzed, and documented environmental due diligence for bank-owned loans, loans in workout, and the OREO process. Understanding the risks, purchased a loan supported by six gasoline stations, conducted pre-foreclosure due diligence, and determined that all stations were contaminated. Successfully navigated the stations through the regulatory and trust fund systems, which allowed for a large return on the sale of the stations, which were eventually remediated.Participated in decision-making regarding asset quality and credit ratings. Helped schedule required actions and implemented time-sensitive management plans.