Most people spend more time planning their vacations than planning for their financial future. Partially because its not as much fun, but more so because no one has taught them how to do it. Michael’s passion is helping others achieve their dreams by teaching them how to finance their future properly.Like most financial planners, Michael helps clients plan and invest to accumulate as much as possible. Unlike many of his peers, Michael spends as much time or more on the distribution phase of retirement planning to ensure that those he works with generate as much income for as along as possible. To do this, Michael uses strategies studied while pursuing his Retirement Income Certified Professional designation. He pairs tax optimization strategies with proper asset allocation, as well as proper asset location. Then he strategically distributes from each location, with taxation and portfolio longevity in mind. The result gives his clients the proper flexibility to achieve their financial goals even as the economic environment changes, as it will continuously over their lifetime.Michael is a graduate of North Carolina State University, having earned a B.S. He earned his Retirement Income Certified Professional (RICP) designation through The American College of Financial Services. He also holds the following FINRA qualifications: Series 6, Series 63, and Series 65 and Fraternal Insurance Counselor Fellow (FICF) designation. Michael holds insurance licenses for life, health, long term care, and Medicare supplement plans.Michael shares his other two biggest passions with his family, Faith and Sports – specifically baseball. Michael, his wife, and three children live in New Hill, NC where they are active volunteers at their church, and several charitable endeavors – most notably the Knights of Columbus and Operation LAMB of NC. In his free time, if he’s not volunteering, you’re likely to catch Michael coaching his children’s athletic teams or taking in a minor league baseball game in any one of the nearby ballparks.