Michael Cahill, Cpa, Mba Email & Phone Number

Fort Wayne, In, Us

VWF Bancorp is the publicly traded holding company of Greenway Bank (previously Van Wert Federal Savings Bank). The entity began operations on July 13, 2022, when the conversion of the mutual bank took place.

GreenWay Bank was founded in 1889 as a mutual bank. It has operated under a few names through its history with the most recent being Van Wert Federal Savings Bank (renamed this in 1991) until August 1, 2024, when it became GreenWay Bank.

Consulting practice focused on the development and implementation of strategic plans (or portions thereof), development of senior executives, overall project management, mergers & acquisitions, and capital planning and fulfillment needs.

Fort Wayne, In, Us

Taught investment analysis, money and banking, managerial finance, intro to risk management, and personal finance in the undergraduate business school.

Fort Wayne, In, Us

For profit arm of the AWS Foundation, employing 3,200 people in 15 states. The company has approximately $175 million in annual revenues and is owned 40% by management and 60% by the Foundation.

South Bend, Indiana, Us

Oversaw the development and staffing of the Employee Benefits division of the Fort Wayne and Northeast Indiana marketplace for Gibson Insurance (completely re-staffed through an acquisition and talent acquisition, developed a marketing and sales plan) along with serving as interim CFO to modify staffing structure, reporting efficiency, and recruit senior accounting staff, as well as, help set the stage for the Company's long range strategic plan.

Fort Wayne, Indiana, Us

Ruoff Home Mortgage is an originator of $2.75 billion a year in residential mortgages (16,000 transactions) that was approved to acquire a bank charter on July 31, 2019. The plan was to create a predominantly cyber-bank built on the Ruoff brand name, while seamlessly integrating the mortgage operations into the bank. Approval was received from all regulatory bodies in July 2019. The owner ultimately decided not to close on the transaction. The company has over 700 people in 60+ offices throughout Indiana, Michigan, Ohio, Kentucky, and Florida. They are Indiana's largest originator of mortgages, and they have been in the Inc. 5000 fastest growing private companies for 7 years in a row.

Merrillville, Indiana, Us

$6 billion in assets community bank headquartered in Merrillville, Indiana. Served on the investment, wealth management, loan, and executives committees. I was heavily involved in the recruitment of senior staff and board members, as well.

Fort Wayne, Indiana, Us

PHP is a physician sponsored, NFP health insurer serving mainly northern and central Indiana. The company grew from 100 to 170 employees, employer based membership grew from 34,000 to 65,000, capital increased by 29%, and record annual net income was achieved in 2017 and 2018.

Fort Wayne, Indiana, Us

Oversaw strategic direction of the foundation and worked closely with the board and staff to fulfill our mission of helping children and adults with enduring intellectual and physical disabilities live as independently as possible, be included in the community and function at their highest potential. Engineered a plan to move the Foundation from funding approximately $750k in grants a year to the potential of $7.5 million per year. Restructured the financing of its for profit subsidiary that freed up over $15 million in capital to be invested toward grantmaking.

Began as the CFO of this company. Moved to President/CEO of the main banking subsidiary in 2006, and in 2008 became President/CEO of the Holding Company. Tower was a publicly traded community bank (NASDAQ: TOFC) with assets of $800 million in assets and $700 million in assets under management in its Trust subsidiary. The bank became the 18th largest Health Savings Account administrator in the country (based on total deposits). We took the company from the 10th percentile of performance to the 85th percentile, and the stock moved from below $4/share to $24/share during my tenure as CEO of the Holding Company.

Third party cost containment company. Served as an advisor in the valuation, strategic planning, and financial planning resulting in the expansion of the core business, acquisition of a company in a related field, and staffing of the financial functions of this corporation.

A conglomeration of private real estate related companies (commercial brokerage, leasing, property management, commercial maintenance, residential and commercial land development, and investments) and a multi-state retail grocery chain; Created the position to direct operations, investment, tax and cash flow management, and create strategic and operational plans for each entity. Oversaw all financing activities and identified and executed on necessary personnel changes.Highlights:Streamlined various entities into one centralized company with structured financing and ownership; restructured portfolio financing and sold off non-core properties to stabilize cash flow and reduce balance sheet volatility.Identified appropriate benchmarks, profit drivers, risks, and assessed/repositioned personnel, which boosted profitability at the real estate company by 40% and turned the multi-state grocery chain business cash flow positive, enabling organic funding of future stores (versus the prior debt-laden structure)

Fort Wayne, Indiana, Us

Oversaw the finance, investment, underwriting, actuarial, human resources, IT, facilities, compliance, and marketing departments of the company (about 67,000 lives) and was the Privacy officer for HIPAA. Set the stage for the company to move from unprofitable operations since becoming independent in 1995 to the most profitable years in the company's history through the retooling of the actuarial and underwriting staffs and programs.

Dallas, Tx, Us

Led the property management function, founded and oversaw the healthcare consulting area, and was a certified general appraiser. Also was the financier for all real estate development and redevelopment projects, which totals approximately $250 million during my tenure.

A privately held, environmental testing, remediation, and consulting firm with approximately 50 employees and under $5 million in revenues; Recruited by the company's main lender and owner to review the business model and profitability factors, and to design a business plan to turnaround the troubled financial situation.

500+ employees and about $1B in real estate assets located in five states. Encompassed multi-family housing, residential subdivisions, and multi-tenant office buildings. Responsible for approximately $750 million in project financing, and led the corporation's and owner' financial restructuring through the raising of private equity, consolidation of debt, and the restructuring of various entities (>70 entities involved). Also ran the apartment development arm of the company during my last two years.

London, Gb

Primary focus was in the Construction and Manufacturing sectors, and worked on both publicly traded and private companies. Obtained my CPA designation in 1984 (2 years of experience were required along with passing the exam).

Bba, Accounting

Master Of Business Administration - Mba, Economics

Graduate School Of Banking

Business

Education record