Michael C. Paradis, Mba, Cfa Email & Phone Number

New York, New York, United States

(973) 908-3278michael.paradis@ceterainvestors.comI develop relationships with my clients by helping them review and adjust their financial strategies through each stage of life.Scope and focus includes:1. Review and analyze client's current situation and financial needs.2. Educate clients on a wide range of financial products including insurance, annuities, and investments.3. Mentoring and teaming up with new financial advisors to help them develop appropriate investment strategies for clients.4. Develop strategies for each client tailored to their needs, addressing their short, medium, and long term goals in areas of:1. Asset Allocation2. Risk Management3. Educational Planning4. Estate Planning 5. Retirement Planning

Woodbury, New York, United States

(516) 358-3972michael.paradis@equitable.comI develop relationships with my clients by helping them review and adjust their financial strategies through each stage of life.Scope and focus includes:1. Review and analyze client's current situation and financial needs.2. Educate clients on a wide range of financial products including insurance, annuities, and investments.

Stamford, Connecticut

Responsible for asset liability management of $18 billion dollar portfolio backing fixed annuities. Minimized yield drag related to low rate environment by investing in non-traditional assets such as CLOs and esoteric ABS.Temporarily modified asset mix of portfolio in first half of 2013 to increase portfolio earned rate, which resulted in increase in sales of Annuities products. Presented annuities portfolio asset allocation methodology to Investment Committee, audience included CEO and CFO of Genworth. Lead weekly asset liability meetings with the annuities business unit.Developed scarce asset allocation process for portfolio management.Enhanced the multi-year planning process to include better communication between the business, asset managers, and portfolio management.

Bizbudding is a franchise development company that transforms businesses into franchises. Vintner's Circle is a winemaking franchise that provides customers with the technology and knowledge to make wine from a variety of 88 different options. As CFO, I was responsible for all financial related activities related to both businesses, including: raising funds, overseeing all financial aspects of both businesses, reviewing financial qualification of potential franchisees and teaching franchisees how to create P&L statements.

Responsible for asset versus liability management of $50 billion dollar Closed Block Portfolio backing insurance liabilities that were walled off during demutualization. Responsible for the asset liability management of $14 billion dollar portfolio backing new life insurance business. Developed, monitored, and evaluated investment policies appropriate for the insurance products in the portfolios. Analysis included appropriate asset mix, duration, cash flow matching, quality and maturity of assets within the portfolio. Executed tactical adjustments to sectors and duration based on economic forecasts and opportunities in the capital markets. Established strong partnership with business units to ensure strategy aligns with liabilities and business objectives. Presented monthly results covering performance, risk levels, exposure analysis, and quality ratings to senior management team in each business unit

Contributed to top down investment strategy and tactical asset allocation for Prudential's proprietary assets.Established investment policies for internal asset managers.Analyzed real estate funds, private equity, and hedge funds for portfolio consideration.Developed structured transactions to optimize income within the stock company.

Senior member of team that ensures Prudential's risk profile is consistent with corporate objectives and risk tolerance.Assessed and enhanced credit issuer limits methodology. Analyzed Prudential's high yield exposure to support dialogue with external ratings agency.Evaluated Prudential historical default experience versus industry

Responsible for asset vs. liability management of $3 billion structured settlement product portfolio.Accountable for total return investment results of portfolio. Determined portfolio's long term target asset mix through multi-year planning process, which incorporated investment recommendations from economists, asset origination projections from traders, and liability projections from client business units.Rebalanced portfolio to ensure that assets & liabilities were duration matched within tolerance levels.Enhanced portfolio total return through sector and duration bets based on input from investment strategy groups, traders, and economists.Provided client business units with monthly portfolio results and attribution.Served as primary backup for portfolio manager of $26 billion group pension portfolio.Assisted Chief Investment Officer with investment research on ad hoc basis.

Researched relative value of asset classes by analyzing historical sector correlations. Developed and validated econometric models to predict asset class performance. Projects included forecasting commercial mortgage, corporate bond, and stock returns with leading indicators.Evaluated sell-side research ideas to identify and test new valuation model.Measured and reported monthly sector performance attribution for public and private fixed income assets with Lehman SunBond Analytics.Developed portfolio performance attribution system with SAS. System was distributed to all PMG Portfolio Managers and reported investment performance to CIO.

Supported Investment Accountants as liaison between Programmers and Accountants.Developed programming specifications and acceptance tested programs.Validated mortgage-backed securities in new Investment Accounting System.Trained, supervised and evaluated permanent & project staff.

Mba, Finance

Activities and Societies: Beta Gamma Sigma Honors Society Investment Management ClubMBA Finance

B.S., Engineering

Activities and Societies: Freshman Baseball, Chi Psi FraternityBS Engineering - Operations Research and Industrial Engineering