Michael Sutherland is an experienced Commercial Insurance Broker, Risk Management Consultant and Senior Vice President with HMS Insurance Associates, Inc., a Marsh & McLennan Agency. Mike has an extensive background with insurance company, brokerage, captive and management operations. Mike started his career with USF&G Insurance as a corporate trainee in 1995. In 1999 he joined HMS Insurance Associates, Inc. as a Commercial Insurance Broker. Mike has spent the last 29 years working with clients to lower insurance costs and protect assets by utilizing his expertise as a Commercial Insurance Broker, Captive Insurance Specialist and Risk Management Consultant. Mike has earned the title of Senior Vice President, and Director of Captive and Risk Control Operations. Michael works directly with CEO's, CFO's and Risk Managers to blend the right amount of cost containment while delivering effective solutions. He knows what issues companies struggle with in this challenging market. He has been awarded and recognized as an industry leader. Michael's partnership with Marsh & McLennan provides your business a competitive edge with:► Access to a Team of Highly Trained Professionals► Access to Experts in Claims & Safety Management Consulting► Access to a Broad Market of Top Rated Insurance Carriers ► Access to a Variety of Alternative Risk Financing Solutions Connect with Michael Sutherland:►Direct at 443-632-3322 or Michael.Sutherland@MarshMMA.com to see how he can help your business!