Michael Cullinan

Michael Cullinan Email and Phone Number

Owner and Mortgage Broker @ Mortgage Choice
Victoria, Australia
Michael Cullinan's Location
Victoria, Australia, Australia
Michael Cullinan's Contact Details

Michael Cullinan work email

Michael Cullinan personal email

n/a
About Michael Cullinan

With over 30 years experience in the financial services sector, I have always been passionate about finance. With over 35 lenders on offer, I love the choice that Mortgage Choice can provide my customers and the transparency our 'paid the same' philosophy provides. Living and working in the Bellarine area gives me a unique understanding of the local property & finance market, and how to get the best deal for my customers.Finances affect people's lives in a big way, so it's important that our customers have someone they can rely on when it comes to their home loan. Our job at Mortgage Choice is to work with the lender to get the very best deal and make the process run as smoothly as possible, which is going to mean more money for the customer in the long run.

Michael Cullinan's Current Company Details
Mortgage Choice

Mortgage Choice

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Owner and Mortgage Broker
Victoria, Australia
Employees:
1624
Michael Cullinan Work Experience Details
  • Mortgage Choice
    Owner And Mortgage Broker
    Mortgage Choice
    Victoria, Australia
  • Mortgage Choice
    Owner & Mortgage Broker
    Mortgage Choice Nov 2019 - Present
    Home loans can be tricky to navigate, especially if you're just getting started. Our team in Geelong, Surfcoast & Bellarine aim to make the home loan process as easy as possible for you. We'll do all the shopping around for you from our panel of over 40 lenders. We can help you with your home loan, refinancing, car loan, business finance or new equipment for your business! We also have an amazing financial planning team for creating a plan for your personal or commercial future.What makes Mortgage Choice different? We're paid the same rate of commission regardless of the home loan you choose from our wide choice of lenders. It means we're focused on the home loan that's right for you and not for us.
  • Ausure Insurance Brokers
    General Manager
    Ausure Insurance Brokers Feb 2018 - Aug 2019
    Australia
  • Ruralco Holdings Limited
    General Manager
    Ruralco Holdings Limited Jul 2007 - Jan 2018
    Melbourne, Australia
    I drive the strategic development and operational alignment of Ruralco Insurance Services,
  • Landmark Limited (Awb)
    State Operations Manager
    Landmark Limited (Awb) 2004 - 2007
    Victoria: Riverina & Tasmania
    Landmark is a supplier of agribusiness products and services, operating from more than 400 outlets located throughout Australia. In 2004 Landmark was acquired by and became a separate trading division of AWB Ltd. In this position I held responsibility for total operations of the region including strategy development and implementation, staff leadership, key account relationship management and budgetary control. The operations comprised 54 wholly owned corporate stores, eight franchises, 440 staff and a fleet of 210 vehicles and spanned the sale of merchandise, fertiliser, livestock, wool, real estate, finance and insurance products and services.
  • Landmark Limited (Awb)
    Network Manager
    Landmark Limited (Awb) 2002 - 2004
    Eastern Victoria & Riverina
    In this role I managed a network with 206 staff and 30 profit centres, driving business development and growth and analysed, managed and reported on capital usage, marketing, sales performance, stock levels, sales margins, products and services. • Won the Network of the Year Award for 2003 / 2004 for Wesfarmers Landmark (best of nine nationally). • The 2003 staff survey revealed that the Eastern Victorian Network had the highest employment engagement nationally covering core areas such as job satisfaction, motivation, commitment and advocacy.
  • Wesfarmers Landmark
    Wool & Services Manager
    Wesfarmers Landmark 2001 - 2002
    Southern Region
    I drove the development and growth of wool, real estate, and financial services throughout Victoria, South Australia & Southern NSW. I worked closely with the network to align the strategic direction to operational requirements. A key function of this role was to lift awareness and acceptance by Ilama locations to embrace revenue streams of financial services, real estate and wool within the acquired Ilama network.
  • Wesfarmers Dalgety
    Manager
    Wesfarmers Dalgety 1995 - 2001
    Victoria, Australia
    Wesfarmers Dalgety became Wesfarmers Landmark in 2001 and was then acquired by and became a separate trading division of AWB Limited in 2004. After initially commencing as a Branch Manager in Hamilton, I became Area Manager for Western Victoria before being appointed as the Network Manager of Eastern Victoria responsible for 19 profit centres and 147 staff.
  • Elders
    Branch Manager
    Elders 1992 - 1995
    Mudgee, Vic
    The region is known for fine wool, cattle and viticulture. I managed a nine member branch offering a full agency and rural supplies service whilst being directly involved in the sale, purchase and forward contracting of livestock, real estate sales, listings, inspections and auctions.
  • Elders
    Branch Manager
    Elders 1992 - 1993
    Coonamble, Vic
    Coonamble is a cropping and cattle area. As Branch Manager I successfully re-established the branch profitability after major client losses caused by a significant number of foreclosures which had been caused by the 1989 collapse of the wool market. I was able to rebuild customer relationships to the point that after 15 months the branch returned to the top 10% profit earners in NSW. Due to this success I was transferred to Mudgee after the departure of key staff.

Michael Cullinan Skills

Agribusiness Agriculture Crop Protection Strategic Planning Business Strategy Change Management Farms Budgets Sales Management Leadership New Business Development Client Relations General Insurance Financial Analysis Insurance Brokerage Budgetary Control Real Estate Livestock Auctions Rural Property Rural Finance Cost Management Business Planning Grain Agronomy Management Strategy Negotiation Business Development Risk Management Business Process Improvement Marketing Strategy Team Leadership

Michael Cullinan Education Details

  • Goldseal
    Goldseal
    Tier 1 Insurance Broking
  • Graduate Of Australian Institute Of Company Directors
    Graduate Of Australian Institute Of Company Directors
  • The National Finance Institute
    The National Finance Institute
    Diploma Of Financial Services (Finance/Mortgage Broking Management)
  • The National Finance Institute
    The National Finance Institute
    Certificate Iv In Financial Services (Finance/Mortgage Broking)
  • Sunraysia Tafe
    Sunraysia Tafe
    Certificate Of Business Studies (Real Estate)

Frequently Asked Questions about Michael Cullinan

What company does Michael Cullinan work for?

Michael Cullinan works for Mortgage Choice

What is Michael Cullinan's role at the current company?

Michael Cullinan's current role is Owner and Mortgage Broker.

What is Michael Cullinan's email address?

Michael Cullinan's email address is mc****@****.com.au

What schools did Michael Cullinan attend?

Michael Cullinan attended Goldseal, Graduate Of Australian Institute Of Company Directors, The National Finance Institute, The National Finance Institute, Charles Sturt University, Charles Sturt University, Sunraysia Tafe.

What skills is Michael Cullinan known for?

Michael Cullinan has skills like Agribusiness, Agriculture, Crop Protection, Strategic Planning, Business Strategy, Change Management, Farms, Budgets, Sales Management, Leadership, New Business Development, Client Relations.

Who are Michael Cullinan's colleagues?

Michael Cullinan's colleagues are Tony Khall, Mohammed Idris, David Mccann, Shae Cameron, Simon Bowler, Larissa Meade, Vania Garrido.

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