Michael Dial Email & Phone Number
Who is Michael Dial? Overview
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Michael Dial is listed as Assistant Vice President, Commercial Real Estate at First Citizens Bank at First Citizens Bank, based in New York, New York, United States. AeroLeads shows a matched LinkedIn profile for Michael Dial.
Michael Dial previously worked as Assistant Vice President, Real Estate Finance at First Citizens Bank and Assistant Vice President, Commercial Real Estate at Amegy Bank. Michael Dial holds Bachelor'S Degree, Finance, General from Texas Christian University.
Email format at First Citizens Bank
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About Michael Dial
I deliver excellent service and attention to detail for both external and internal clients. I underwrote and analyzed over $750MM in CRE projects across the US, ranging from multifamily, retail, office, to industrial properties, and enable senior management to make informed credit decisions.I also partner with clients to perform budget analysis, loan document review, sensitivity analysis, and market research, enhancing the ability to allocate cost savings throughout the project. I oversee and administer the loan draw process for construction deals nationwide, and manage multiple projects as needed under pressured closing deadlines. I leverage my strong communication, financial analysis, client interaction, and problem-solving skills to contribute to achieving CRE sales goals.I developed my skills as a credit analyst through a year and a half credit training rotational program. I gained exposure to international, commercial, and real estate banking, and underwrote transactions for various clients and industries. I also hold multiple Microsoft certifications, demonstrating my proficiency in Excel, Word, and PowerPoint. I am passionate about commercial real estate and finance, and motivated to learn and grow in this field. I value teamwork, collaboration, and innovation, and strive to provide the best solutions for my clients and stakeholders. My goal is to advance my career in CRE investment and analysis, and leverage my expertise and experience to create positive impacts.
Michael Dial's current company
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Michael Dial work experience
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Assistant Vice President, Commercial Real Estate
Underwrite and Analyze over $750MM in Commercial Real Estate projects throughout the United States to allow senior management to make informed credit decisions. Partner with Clients to perform budget analysis, loan document review, sensitivity analysis, and market research, enhancing the ability to allocated cost savings throughout the project.Oversee and.
Officer Development Program - Credit Analyst
Developed skills as a credit analyst through a year and a half credit training rotational program focused on critical thinking, financial statement analysis, and strategies to minimize portfolio risk. - International Rotation: Researched and underwrote international bank risk to control exposure to foreign banking institutions. Underwrote ~$20MM for letter.
Student Worker
- TCU Neeley Alcon Career Center
- Assist students, parents, faculty and staff, and employers that visit or contact the office
- Assist career consultants with day-to-day projects and tasks
- Manage and update job listings within Frog Jobs, TCU’s job search database
Finance Accounting Intern
Developed M&A analysis resulting in $400,000 savings for McAfeeRecorded over 30 investment in subsidiary journal entries for new McAfee legal entitiesDeveloped analysis of all operating leases for new McAfee entitiesIdentified and summarized key financial trends in P/L over 3-year period
Sales Administrative Assistant
Assisted in financing of vehicle purchases and leases through the understanding of customers' capital needs and credit historyEvaluated the dealership's monthly inventory and sales trends to optimize working capital needs month to month
Office Assistant
Assisted Office Manager with Day-to-Day operations
Intern
Michael Dial education
Bachelor'S Degree, Finance, General
Education record
Frequently asked questions about Michael Dial
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What company does Michael Dial work for?
Michael Dial works for First Citizens Bank.
What is Michael Dial's role at First Citizens Bank?
Michael Dial is listed as Assistant Vice President, Commercial Real Estate at First Citizens Bank at First Citizens Bank.
Where is Michael Dial based?
Michael Dial is based in New York, New York, United States while working with First Citizens Bank.
What companies has Michael Dial worked for?
Michael Dial has worked for First Citizens Bank, Amegy Bank, Texas Christian University, Mcafee, and Group 1 Automotive.
How can I contact Michael Dial?
You can use AeroLeads to view verified contact signals for Michael Dial at First Citizens Bank, including work email, phone, and LinkedIn data when available.
What schools did Michael Dial attend?
Michael Dial holds Bachelor'S Degree, Finance, General from Texas Christian University.
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