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Michael Dial Email & Phone Number

Assistant Vice President, Commercial Real Estate at First Citizens Bank at First Citizens Bank
Location: New York, New York, United States 8 work roles 2 schools
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Role
Assistant Vice President, Commercial Real Estate at First Citizens Bank
Location
New York, New York, United States

Who is Michael Dial? Overview

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Michael Dial is listed as Assistant Vice President, Commercial Real Estate at First Citizens Bank at First Citizens Bank, based in New York, New York, United States. AeroLeads shows a matched LinkedIn profile for Michael Dial.

Michael Dial previously worked as Assistant Vice President, Real Estate Finance at First Citizens Bank and Assistant Vice President, Commercial Real Estate at Amegy Bank. Michael Dial holds Bachelor'S Degree, Finance, General from Texas Christian University.

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Email format at First Citizens Bank

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First Citizens Bank

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Profile bio

About Michael Dial

I deliver excellent service and attention to detail for both external and internal clients. I underwrote and analyzed over $750MM in CRE projects across the US, ranging from multifamily, retail, office, to industrial properties, and enable senior management to make informed credit decisions.I also partner with clients to perform budget analysis, loan document review, sensitivity analysis, and market research, enhancing the ability to allocate cost savings throughout the project. I oversee and administer the loan draw process for construction deals nationwide, and manage multiple projects as needed under pressured closing deadlines. I leverage my strong communication, financial analysis, client interaction, and problem-solving skills to contribute to achieving CRE sales goals.I developed my skills as a credit analyst through a year and a half credit training rotational program. I gained exposure to international, commercial, and real estate banking, and underwrote transactions for various clients and industries. I also hold multiple Microsoft certifications, demonstrating my proficiency in Excel, Word, and PowerPoint. I am passionate about commercial real estate and finance, and motivated to learn and grow in this field. I value teamwork, collaboration, and innovation, and strive to provide the best solutions for my clients and stakeholders. My goal is to advance my career in CRE investment and analysis, and leverage my expertise and experience to create positive impacts.

Current workplace

Michael Dial's current company

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First Citizens Bank
First Citizens Bank
Assistant Vice President, Commercial Real Estate at First Citizens Bank
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8 roles

Michael Dial work experience

A career timeline built from the work history available for this profile.

Assistant Vice President, Real Estate Finance

Current

Raleigh, North Carolina, US

Oct 2023 - Present

Assistant Vice President, Commercial Real Estate

Houston, TX, US

Underwrite and Analyze over $750MM in Commercial Real Estate projects throughout the United States to allow senior management to make informed credit decisions. Partner with Clients to perform budget analysis, loan document review, sensitivity analysis, and market research, enhancing the ability to allocated cost savings throughout the project.Oversee and.

Feb 2021 - Sep 2023

Officer Development Program - Credit Analyst

Houston, TX, US

Developed skills as a credit analyst through a year and a half credit training rotational program focused on critical thinking, financial statement analysis, and strategies to minimize portfolio risk. - International Rotation: Researched and underwrote international bank risk to control exposure to foreign banking institutions. Underwrote ~$20MM for letter.

Jun 2018 - Nov 2019

Student Worker

Fort Worth, TX, US

  • TCU Neeley Alcon Career Center
  • Assist students, parents, faculty and staff, and employers that visit or contact the office
  • Assist career consultants with day-to-day projects and tasks
  • Manage and update job listings within Frog Jobs, TCU’s job search database
Mar 2016 - May 2018

Finance Accounting Intern

San Jose, California, US

Developed M&A analysis resulting in $400,000 savings for McAfeeRecorded over 30 investment in subsidiary journal entries for new McAfee legal entitiesDeveloped analysis of all operating leases for new McAfee entitiesIdentified and summarized key financial trends in P/L over 3-year period

May 2017 - Aug 2017

Sales Administrative Assistant

Houston, Texas, US

Assisted in financing of vehicle purchases and leases through the understanding of customers' capital needs and credit historyEvaluated the dealership's monthly inventory and sales trends to optimize working capital needs month to month

Jun 2016 - Aug 2016

Intern

Victory Custom Homes
Jun 2014 - Aug 2014
2 education records

Michael Dial education

Bachelor'S Degree, Finance, General

Texas Christian University

Education record

Strake Jesuit College Preparatory
FAQ

Frequently asked questions about Michael Dial

Quick answers generated from the profile data available on this page.

What company does Michael Dial work for?

Michael Dial works for First Citizens Bank.

What is Michael Dial's role at First Citizens Bank?

Michael Dial is listed as Assistant Vice President, Commercial Real Estate at First Citizens Bank at First Citizens Bank.

Where is Michael Dial based?

Michael Dial is based in New York, New York, United States while working with First Citizens Bank.

What companies has Michael Dial worked for?

Michael Dial has worked for First Citizens Bank, Amegy Bank, Texas Christian University, Mcafee, and Group 1 Automotive.

How can I contact Michael Dial?

You can use AeroLeads to view verified contact signals for Michael Dial at First Citizens Bank, including work email, phone, and LinkedIn data when available.

What schools did Michael Dial attend?

Michael Dial holds Bachelor'S Degree, Finance, General from Texas Christian University.

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