Chief Credit Risk Officer
Current
May 2022 - Present
AeroLeads people directory · profile
Michael Failor Email & Phone Number
Executive at CNG Holdings
at
CNG Holdings, Inc
2 work emails found
@enova.com
2 phones found area 312
LinkedIn matched
✓ Verified May 2026
4 data sources
Profile completeness 100%
Current company
Role
Executive at CNG Holdings
Location
Chicago, Illinois, United States
Who is Michael Failor? Overview
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Quick answer
Michael Failor is listed as Executive at CNG Holdings at CNG Holdings, Inc, based in Chicago, Illinois, United States. AeroLeads shows a work email signal at enova.com, phone signal with area code 312, and a matched LinkedIn profile for Michael Failor.
Michael Failor previously worked as Chief Credit Risk Officer at Cng Holdings, Inc and Vice President of Credit at Enova International. Michael Failor holds Bs, Mathematics from University Of Notre Dame.
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{first}.{last}@enova.com
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Profile bio
About Michael Failor
Mike Failor is a nationally renowned FinTech expert with a proven history of executive level leadership in the fields of credit, analytics, risk management, fraud prevention, machine learning, and data science and is responsible for managing the performance of a $1.5 Billion portfolio.Enova International is a leading financial technology company providing online financial services through its AI and machine learning powered lending platform. At Enova, Mike has executive-level ownership of Credit, Fraud, and Portfolio risk for all of Enova's Lending brands, including OnDeck Capital, CashNetUSA, and NetCredit. Mike and his teams are also responsible for development and deployment of all of Enova's ML models.
Listed skills include Sas, Risk Management, Analytics, R, and 28 others.
Current workplace
Michael Failor's current company
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17 roles
Michael Failor work experience
A career timeline built from the work history available for this profile.
Vice President Of Credit
Nov 2021 - May 2022
Senior Director
Head of Credit Risk and Fraud Risk Management for Enova and all of Enova's lending brands and encompassing an overall portfolio of nearly $2B.Sit on Enova’s Credit Committee while developing and delivering the content for the quarterly committee meetings.I currently lead over fifty employees in three different departments that oversee all Analytics, Fraud.
Feb 2019 - Nov 2021
Portfolio Analytics And Fraud Analytics Director
Head of Credit Risk and Fraud Risk Management for Enova and all of Enova's lending brandsI led multiple corporate level initiatives around employee retention including the design and roll out of Enova's cross-training program as well as the design of Enova's recognition program (HIPPO).Continued to focus on development Sr. Managers, Managers, and Leads to.
Dec 2017 - Feb 2019
Portfolio Analytics Director
Head of Credit Risk for Enova and all of Enova's lending brandsPromoted to Director in November of 2015.
Nov 2015 - Dec 2017
Portfolio Analytics Senior Manager
I assumed responsibility for Enova's Business Analytics department. As a result of this responsibility addition, I merged the Business Analytics department with the Advanced Analytics department and renamed the merged function as Portfolio Analytics. Due to my leadership and management skills, I was also able to prepare the Manager of the Fraud Analytics.
Jan 2015 - Nov 2015
Advanced And Fraud Analytics Senior Manager
I continued having the responsibility for leading both the Fraud and Advanced Analytics Departments once Enova hired a full-time Chief Analytics Officer.During this time, I grew the Advanced Analytics department from six to twelve and the Fraud Analytics department from six to ten.Individually, I also led the design and deployment of Enova's first direct.
Jan 2014 - Jan 2015
Interim Chief Analytics Officer
I led Analytics for Enova International at the Executive level while assisting my CEO in hiring a full-time Chief Analytics Officer.
Aug 2013 - Jan 2014
Advanced Analytics Sr. Manager
The departure of our Chief Analytics Officer resulted in my stepping into her role on an interim basis.
Jul 2013 - Aug 2013
Advanced Analytics Manager
Individually, I completely redesigned the strategy of one of CashNetUSA's flagship products resulting in annual gains of over $10MM. My ability to lead a cross-functional group including members of Enova's marketing, compliance, technology, and analytics departments resulted in me being promoted to Sr. Manager and designated the department head of Enova's.
Jul 2012 - Jul 2013
Advanced Analytics Senior Associate
I added the responsibility of adding two additional direct reports and ownership of analytics' responsibilities for three other Enova products.My ability to quickly integrate my responsibilities resulted into a mid-year promotion to Manager.
Feb 2012 - Jul 2012
Advanced Analytics Associate
I was directly responsible for the management of two on-site credit modeling analysts. In October of 2011 my team successfully released a major model suite resulting in the generation of more than $2mm in annual profits.This resulted in my promotion to Sr. Associate at year end.
May 2011 - Feb 2012
Business Analytics Associate
I was the key support figure for a major credit model suite release that generated >$1MM in annual earnings. The success of this project resulted in my being assigned two direct reports and moved into Enova's Advanced Analytics Department.
Mar 2011 - May 2011
Business Analytics Analyst
First role at Enova. Responsible for driving Business Analytics for our CashNetUSA brand.Promoted into Business Analytics Associate in March of 2011.
Jul 2010 - Mar 2011
Quantitative Trading Stategist
Prop Trader
Designing both mid and low-frequency trading strategy ideas across all asset classes.Backtesting strategies in R.Automating strategies using C++.Designed tools for pricing and trading special situations, such as the Sealy Corporation’s rights offering.Currently designing a skew-based automated equity options trading strategy combined with commonly used.
May 2009 - Jul 2010
Equity Options Trader
Group One Trading
Disseminated quotes for all option classes in over sixty different equities, both electronically and in an open outcry environment, while actively managing portfolio risk.Generated $1,200,000 in P/L in first full year of trading, trading primarily penny-pilot issues, resulting in being called the “foremost best trader of penny issues in the.
May 2006 - Mar 2009
Aug 2004 - May 2006
2 education records
Michael Failor education
Bs, Mathematics
University Of Notre Dame
Ms, Mathematics, Computational Finance
Purdue University
FAQ
Frequently asked questions about Michael Failor
Quick answers generated from the profile data available on this page.
What company does Michael Failor work for?
Michael Failor works for CNG Holdings, Inc.
What is Michael Failor's role at CNG Holdings, Inc?
Michael Failor is listed as Executive at CNG Holdings at CNG Holdings, Inc.
What is Michael Failor's email address?
AeroLeads has found 2 work email signals at @enova.com for Michael Failor at CNG Holdings, Inc.
What is Michael Failor's phone number?
AeroLeads has found 2 phone signal(s) with area code 312 for Michael Failor at CNG Holdings, Inc.
Where is Michael Failor based?
Michael Failor is based in Chicago, Illinois, United States while working with CNG Holdings, Inc.
What companies has Michael Failor worked for?
Michael Failor has worked for Cng Holdings, Inc, Enova International, Prop Trader, Group One Trading, and Purdue University.
How can I contact Michael Failor?
You can use AeroLeads to view verified contact signals for Michael Failor at CNG Holdings, Inc, including work email, phone, and LinkedIn data when available.
What schools did Michael Failor attend?
Michael Failor holds Bs, Mathematics from University Of Notre Dame.
What skills is Michael Failor known for?
Michael Failor is listed with skills including Sas, Risk Management, Analytics, R, Sql, Portfolio Management, Predictive Analytics, and Quantitative Analytics.
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