A seasoned corporate executive with over 25 years of experience achieving results in the strategic planning, identification, analysis, implementation, sales and marketing, and go-to-market planning of new products and services in corporate, consumer and mobile payments/procurement/credit, debit and prepaid card industry with a focus on technology. Michael has built new business lines, fixed and rejuvenated stale products and strategies, and managed and expanded established core products. Extensive experience in negotiating contracts, building business models around new product ideas and leading development teams through the process of development/implementation. Very strong relationship management, negotiation and business management skills along with excellent interpersonal, communication, and people management skills.Specialties: General Management, Strategy Creation, Value Added Services Commercialization, Consumer Credit, Debit, Prepaid, Mobile Money, Domestic and Cross Border P2P, B2C Disbursements, Bill Payment, Loyalty and Rewards, Small Business, Corporate Payments, Purchasing Card, Corporate Card, eProcurement, EIPP, Business to Business, Strategic Partnerships, Negotiation, Innovation, Product Management, Product Development, Mergers & Acquisitions.