Michael Fry Email & Phone Number

Many retired seniors, small business owners, employees of small businesses, contract workers, and community workers are no longer covered with life insurance or are not offered Life insurance benefits. They are at risk of causing their families to suffer financial pain and distress at the time of their death when time, emotions, and energy should be fully focused on grieving and consoling loved ones.Your business surely relies on stable employees or clients and the death of their spouse or family member can cause them to lose their home due to the loss of monthly income, leading to mental financial stress on top of grief. A loss of a home can lead to instability, loss of a client, or reduction of work quality from an employee. *** True Story Example of Family Stress at a Loved One's Death without Life Insurance *** I was acquainted with one family where the deceased did not have life insurance and the funeral with burial cost for how the family desired to honor their loved one amounted to at least $12,000. And this was 2016 or earlier. They had to scramble among family members to gather the funds - it was painful to watch. *** Testimony of a Life Insurance Beneficiary ***A client from October, 2021 was eager to acquire life insurance for himself because he EXPERIENCED the blessing of being the beneficiary to his mother at the time of her death. She had a $10,000 policy which went directly to him within two days of her death and relieved him of great financial distress. He is on disability pay and receives no more than $660 per month, so the policy was critical for him and his siblings. Fortunately the government helps him pay rent and utilities, but he still desired to use some of his $660 per month to pay a monthly premium for Life Insurance to cover HIMSELF so he will reduce the financial burden on family at his death. If you know that your clients or employees or even yourself need to protect family because of death, DO NOT wait. I can help with YOUR and THEIR best interest at heart because I am a Life Insurance Broker contracting with 15 companies and obtain general quotes within minutes and exact quotes with a little information gathering and NO physical exams. Products that I offer include Whole Life and Term Insurance, Mortgage Protection, and Annuities. Some of these products may be connected to a Stock Market index with a potentially greater cash value gain over time.