I have 38 years of experience in the financial services industry, and I continue to stay at the cutting edge of what I term “Total Balance Sheet Management”. The needs of wealthy clients go well beyond investment advice. I am seasoned in guiding family and business transitions as well as assisting clients with their liability management strategies. In today’s age more than ever, clients need an advisor that can help them make the most efficient use of their entire balance sheet. This includes giving prudent investment advice, reviewing financial goals and family insurance needs, as well as helping clients best position their assets to pursue their financial goals. Why choose me to be your wealth management advisor?To be frank: most of the major firms offer similar products and services, the question is: can you trust the man or woman on the other end of the phone that handles you and your family’s assets.I believe that finding the right advisor is a process of developing a relationship with a wealth manager who takes the time to understand your goals, concerns and aspirations, has experience in handling situations similar to your own, and will be a strong advocate for you, your family, and your business interests. I am proud of the fact that I feel my clients would attest to my embodiment of these qualities.I focus on serving financial needs- from financing and growing a business, to succession strategies, and employee benefits. Additionally, I assist individuals that find themselves in critical life transitions including, widowhood, divorce, and inheritance.This information is intended for use by residents of AL, AZ, CA, CO, CT, DC, DE, FL, GA, IL, IN, KY, LA, MD, MI, MO, NC, ND, NJ, NM, NV, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA WI only.CA Insurance License Number: 0D57440. Resident State FL/*********/Investment and Insurance Products are:* Not Insured by the FDIC or Any Federal Government Agency* Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate* Subject to Investment Risks, Including Possible Loss of the Principal Amount InvestedWells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC, Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company. Opinions and comments do not necessarily represent the views of our firm. Additional guidelines can be found on wfa.com/social