Michael Howard Email & Phone Number

London, United Kingdom

Partner in Wynterhill's insurance coverage team specialising in delivering insurance advice to brokers and insureds. Specialisms include notification, aggregation and interaction of various policies. In addition depth of experience in dealing with contentious defence for uninsured clients. Also experience of policy arbitration and policy drafting. Recently advised on policy coverage and insurers' obligations to indemnify insureds on primary and excess layer policies and in assisting Insureds notify contested block notifications to insurers. Advised on the application of the Insurance Act and the meaning of a fair presentation of risk following policy avoidance by insurers. Leading the professional indemnity claimant team and currently running various group actions against lawyers.Successful arbitration experience. Depth of experience in professional indemnity claims against various professionals including insurance brokers, MGAs, solicitors, surveyors, engineers and architects.

London, United Kingdom

Partner in Browne Jacobson's financial and professional risks department since 2012 specialising in delivering insurance advice to brokers, insureds and insurers. Specialisms in contentious defence and arbitration and in non-contentious advice and policy drafting. Recently advised on policy coverage and insurers' obligations to indemnify insureds on primary and excess layer policies and in assisting Insureds notify contested block notifications to insurers. Regularly advise insureds on coverage issues faced from the insurance market. Also draft TOBAs for insurance intermediaries with particular emphasis on CASS rules. Knowledge of the UNCITRAL and ICC Arbitration Rules. Depth of experience in defence of professional indemnity claims made against various professionals including insurance brokers, MGAs, solicitors, surveyors, engineers and architects.

Networking group of insurance professionals.

London, United Kingdom

Partner in Kennedys Law LLP’s insurance division specialising in professional indemnity claims defending various professionals including solicitors, construction engineers, architects, accountants, surveyors (both risk and property), insurance intermediaries, computer software designers and adjusters. Defence of these professionals on various claims including allegations of breach of contract and negligence. Advice to insurers on policy coverage and their obligations to indemnify insureds on primary and excess layer policies.Claims have included a multimillion-pound claim against a firm of accountants concerning a failed income tax mitigation scheme, successful defence in the High Court of a West End law firm involving a complex commercial transaction, claims arising from design and construction contracts including the alleged negligent design of an outfall pipe in the Irish Sea. Deputy trainee partner responsible for graduate recruitment and supervision. Keen interest in staff mentoring and training.Assistant in the insurance division. Defending a number of professionals and directors/officers. Providing advice to insurers on their obligation to provide an indemnity under their policies.Claims included defending a national accountant due to the failure of a complex tax mitigation scheme, an insurance broker because its client had insufficient business interruption insurance following a catastrophic fire and an architect due to the design of housing association properties.As a trainee, I received a broad training in three seats including the insurance division, the construction department and the commercial/banking team.

Hong Kong

Responsible for global corporate placements. Duties comprised identifying clients' potential risk exposures, liaising with overseas brokers and negotiating with underwriters over policy coverage and wordings. Advisory and negotiation role in contentious claims.

London, United Kingdom

Placements for large corporate UK clients, including 'Blue Chip' companies and multinational corporations. Preparation of detailed reports on claims history and policy coverage. Broking to Lloyd's Underwriters and Composite Insurers in the London and international market.

London, United Kingdom

Team head in insurance broker placing insurance for fine art dealers.

London, United Kingdom

Joined team from Fenchurch; continued focus on international and North American placements.

London, United Kingdom

Recruited as a trainee; received a broad training in most areas of insurance. Key duties included sole responsibility for the Fenchurch Personal Stop Loss Facility for Lloyd's names during the LMX spiral.