Michael Kroger Email & Phone Number

The Rocks, Nsw, Au

Sydney, New South Wales, Australia

 Driving the Originations business to support new to bank clients on a national basis (ex-leverage finance). This include defining, targeting and being an effective first line of risk on new deals.  Leading strategic product and sector strategy development to increase market share in key products / sectors. Leading customer campaigns across the broader business.  Senior deal leader on bespoke and complex transactions across CIB. Maximise WIB reputation and presence in the external… Show more  Driving the Originations business to support new to bank clients on a national basis (ex-leverage finance). This include defining, targeting and being an effective first line of risk on new deals.  Leading strategic product and sector strategy development to increase market share in key products / sectors. Leading customer campaigns across the broader business.  Senior deal leader on bespoke and complex transactions across CIB. Maximise WIB reputation and presence in the external market. Show less

Australia

 Running the CIB Originations team and managing a team of eight on a national basis. P&L responsibility for the product and delivering on budget.  Responsibility of the first line function to ensure that we are effective first line of defence and maximising ROTE / earnings for the entire business.  Member of the Debt Products LT team over this period.  Continued responsibilities of previous role as denoted below.

Sydney, Australia

 Lead the formation and execution of sector sprints to increase market share in identified and growth industries. This includes go to market strategy and support provided to the broader originations team.  Senior management reporting on a monthly / quarterly basis on each sector.  Establishing new risk frameworks on emerging industries / products and mitigating the risks through bespoke structuring.  Continued responsibilities of previous role as denoted below.

 Targeted origination of new to bank, corporate clients across all industries with a focus / strength on the mid-market technology / emerging telecommunications and FinTech sector.  Leadership of strategic projects including client segmentation, budget setting and new industry verticals (Digital Economy).  Structuring and pitching bespoke debt solutions to clients across a wide range of products including Cash Flow, Structured Finance (Securitisation, Structured Asset), Trade… Show more  Targeted origination of new to bank, corporate clients across all industries with a focus / strength on the mid-market technology / emerging telecommunications and FinTech sector.  Leadership of strategic projects including client segmentation, budget setting and new industry verticals (Digital Economy).  Structuring and pitching bespoke debt solutions to clients across a wide range of products including Cash Flow, Structured Finance (Securitisation, Structured Asset), Trade Finance, Acquisition or IPO Facilities. Lead point of contact with the client throughout the process and negotiation of legal documentation (Bi-Lateral / Syndicated) and review of all transaction documentation. Ensure that all Risk / Compliance issues are dealt with effectively and recommend processes to mitigate any issues in the future. Show less

North Sydney

A short-term contract role as a senior project manager to assist in the set up and execution of a large scale JV between Equigroup and Nordea Bank (Nordic based financial services group operating in Northern Europe).

Sydney, Australia

Worked in the Lloyds International Group Strategy Team on the $1.45 billion sale of Lloyds Banking Group’s Australian Assets to Westpac (financial close 31 December 2013). Large variety of activities as part of the sale including being of point of contact on all matters relating to the Asset Finance (Capital Finance), dealing with regulatory bodies and ensuring that all deadlines were met to ensure a satisfactory result was achieved with the sale.

Sydney, Australia

Senior Associate Director in the Australian Global Corporates team of Lloyds Banking Group and was appointed as sector head of Lloyds Banking Group's Energy and Mining Australia in 2013 whilst acting as a Director with existing clients. Successfully lead the structuring and execution of numerous debt transactions and worked closely with product partners to generate additional revenue. Built a trusted network of internal relationships in respective sector teams, strengthened existing… Show more Senior Associate Director in the Australian Global Corporates team of Lloyds Banking Group and was appointed as sector head of Lloyds Banking Group's Energy and Mining Australia in 2013 whilst acting as a Director with existing clients. Successfully lead the structuring and execution of numerous debt transactions and worked closely with product partners to generate additional revenue. Built a trusted network of internal relationships in respective sector teams, strengthened existing relationships with clients and originated new to bank customers both domestically and internationally.Lead partner on numerous strategic projects including client and portfolio returns. Key skills and capabilities include detailed capital structuring presentations, origination, communication and stakeholder management, credit analysis, negotiation and execution of facility documents and leadership.Proven relationship management skills as demonstrated by an independent survey of clients. The Peter Lee Corporate Relationship Banking Survey ranked our business in 2012 and 2013 as having the strongest Relationship Strength for any international bank with its client base. 87% of clients rate their level of satisfaction as "Above Average" or "Excellent" 73% of clients rate their Relationship Manager as "Above Average" or "Excellent" 45% of clients recognize the bank as providing the most creative ideas and solutions Show less

Sydney, Australia

Execution of complex leveraged finance transactions and restructures for both private equity and corporate clients across several industries.

Bachelor Of Commerce (Bcom) (Hons), Banking, Corporate, Finance, And Securities Law

High School/Secondary Diplomas And Certificates, Year 12