+Experienced Life & Annuity Broker+*Guaranteed Lifetime Income*Estate Planning *Business Succession Planning*Key Person Insurance *Income Replacement *Advanced Insurance Strategies+Expert Notary Signing Agent+Real estate title closings for: Residential & Commercial Purchases / 203K Rehab / 1031 Exchanges / Cash Deals / Seller’s Documents / Refinance.

Real estate title pre-closing, closing, and post-closing responsibilities.Title closings utilizing “SoftPro” title software.Pre–closing: Review and print all loan documents, match and print commission checks, print any title–specific documents, do marked up title.Closing: Go to attorney office or other closing location (real estate branch office or lender branch office) and conduct the loan closing. Post the cash-to-close and deposit checks into SoftPro title software (via laptop), scan and submit documents for funding approval from closing table, and print additional checks if any last minute changes to ALTA/CDs (through SoftPro via portable check printer).Post–closing: Submit email requests to wire room to initiate transfers for Payoffs &/or Seller Proceeds, upload loan documents to specific SoftPro folders/departments, make copies of documents to package/send to both lender and title company home offices.

Sales of banking products to individuals and small-mid size businesses.Develop new client banking relationships as well as service current bank customers. Cross–sell various bank products to both individual and business customers: checking accounts, savings accounts, CDs, debit & credit cards, online banking, identity theft protection, payroll services, business loans, merchant services, and Notary services. Shared in responsibilities of opening and closing the branch in accordance with security standards.

Insurance & investment sales for both individuals and small to mid size businesses. Emerald Financial a Mass Mutual Agency.Development of new client relationships and cultivate sales of: Life, Disability, Long-Term-Care insurance, Annuities, Mutual Funds, IRAs, Business Retirement Plans, and 529 Plans. Strong focus on the Small/Mid-size Business Markets. Created databases; utilize Microsoft Word, Excel, Outlook, and PowerPoint. Managed client relationships, updated and maintained detailed client files, created e-mail marketing campaigns, and held public financial seminars.

Insurance & investment sales - individuals & small businesses. Sales Management. Sales Trainer.Developed a book of business by creating customized financial plans for clients using a holistic approach. Sales of: Term Life & Long-Term-Care insurance, Mutual Funds, Variable Annuities, IRAs, Business Retirement Plans, 529 Plans, and developed customized personal finance budgets. Recruited, managed, and led a commission-only sales force. Created databases; utilized Microsoft Word, Excel, and PowerPoint. Managed client relationships, updated and maintained detailed client files, created e-mail marketing campaigns, and held public financial seminars.