Michael Castillo Email & Phone Number

Lenexa, Kansas, Us

City Wide of Inland Empire is a management company in the building maintenance industry, building on more than 50 years of experience offering janitorial and more than 20 other facility maintenance services.Michael Castillo, President, and his team strive to bring professionalism, organization, and accountability to an industry often plagued with mediocrity. This is achieved by great management. City Wide focuses its time and money on training great managers who reduce the stress their clients formerly experienced, by proactively managing their maintenance vendors.No matter how many or few services you require, City Wide will take the hassle out of the equation. You have enough on your plate, so we assign you a Facility Services Manager (FSM), aided by a Night Manager, to ensure each building is getting the proper attention to detail it deserves 24 hours a day. Your FSM meets with you during the day to help increase quality while reducing cost, while your Night Manager oversees the services being done in your facility to ensure superior work on every project.

Houston, Texas, Us

Assisting clients and companies with investment decisions. Services that include and not limited to retirement planning, 401K plans, asset management, REIT's, equities, mutual funds, fixed, variable, insurance products, etc.

ENSI is a broker/dealer providing financial services to financial institutions throughout the country. My responsibility is to manage and oversee the development of these services offered through Banc of California as the Program Manager. ENSI allows Banc of California to offer services that include and not limited to retirement planning, asset management, equity, mutual fund, fixed, variable, insurance product sales.Key Achievements:• Implementation of the investment offering throughout the retail branch locations• Company and branch training on sales and investment offering• Development and recruitment of Financial Consultants and Licensed Bankers at Banc of California • Keeping positive gross sales both for ENSI and Banc of California• Foster new relationships for future programs

Assisting broker/dealers and businesses with:• Strategic Visionary and Project Management• Relationship Building and Recruiting • Business Plan & RFP Review• Compliance & Risk Management / Branch Audit / AML / KYC • Product Development / Marketing / Sales• Company Restructure / Solutions OrientedClients and Projects:o RJL Wealth Management – San Diego, CACCO RJLWM provides wealth management services for more than 6,000 clients nationwide. Their core capabilities include retirement income planning, asset management and portfolio design. As the CCO for Lucia Securities, LLC I was responsible for the strategic project planning, development and launching of the broker/dealer that will be utilized by RJLWM. A firm principle with oversight of 40 + advisors, marketing planning/approval of Ray Lucia, Sr.’s events and promotions. Part of the management board making leadership firm decisions on hiring, development, technology, firm risk, etc.Key Achievements:• CMA approval through FINRA under 6 months to expand Lucia Securities, LLC into a full-service broker/dealer.• Strategic planning of business workflow and efficiency of all business lines through the broker/dealer.• Due diligence, RFP review and negotiating of clearing arrangement with RBC Correspondent Services.• Business planning on the utilization of Lucia Securities, LLC with a financial advisor network, branch locations and product development of a 40 ACT REIT fund. o Financial Registrations, Inc. – U.S.AConsultant Financial Registrations provides registration and compliance management services to FINRA brokers/dealers, SEC and State registered investment advisers.

Rancho Cucamonga, California, Us

AIC is a registered broker/dealer working as a CUSO servicing members from Arrowhead Credit Union. Primary business is done direct in Annuities (Variable & Fixed), Mutual Funds and clearing brokerage business via Pershing. I dealt with management restructure in 2007 and currently managing 10 registered representatives and 3 back-office individuals. Responsibilities include reporting on a monthly basis to board of directors, management of sales, compliance/audit response, staff and further development of modernization on efficiency/controls for the firm. Key Achievements:-Modernization of AIC using technology moving into a paperless environment.-Development of the broker/dealer to act as a clearing firm to other institutions.-Working towards an aggressive operating budget for 2009/2010 in order to capture maximum profitability regardless of economic conditions.-Currently recruiting and adding assets under management. -Implemented policy and procedures creating a more controlled environment for compliance i.e. Enhanced the methodology on how business is recorded and accounted for accrual basis. A difference from year-end 2007 where over $100,000 was written off. -Establishing specific proactive initiatives to improve customer service and processing of business for our registered representatives, a goal of "best in class." -A team player in working with AFG's CEO to push forward the AFG's initiative. Structuring new management and products in order to cross sell among the CUSO's and ACU providing additional revenue stream.

Us

IndieVest Securities is part of the independent feature film industry utilizing an online and offline solution to connect filmmakers and capital. The company operates in an exciting environment providing capital to independent films with well known star power. As the securities principle I developed and hired the needed sales/administrative individuals for the company. Key Achievements:-Dealt with NASD in order to get member approved. Managed all compliance and surveillance systems for BD and the approval of qualified investors (applications, communication, retention etc.).-Key member in the start-up phase. All accounting/reconciliation and book management on a daily basis.-Built-out the broker/dealer (written supervisory procedures manual, hire, set-up, etc.). Provide operational and risk management guidelines for supervisory procedures for the BD. P&L responsibility for department. -Deal with external and internal audits as well as responding. Tracking of registration and continuing education requirements i.e. NASD.-Dealing with investors in capitol raising keeping with regulation. Reporting of accounts and record keeping.-Deal with marketing, legal and sponsorship events. Accountability of accounting controls and budgeting.

Zurich, Ch

As part of a senior management team in overseeing and staffing several branch locations my responsibility was not limited to conveying the company value and policy to all staff and brokers to make certain that all dealings were in compliance with firm and regulator parties. Direct and ensure all business, operations and compliance issues pertaining to policies and procedures. Meet the achievement of financial goals and customer service objectives, as well as surveillance and directed overall branch compliance programs within company over industry policies and regulations. Assisted and set firm guidelines in all matters of International brokerage dealings with operations and compliance matters.Key Achievements:-A true risk manager leading a team of analysts to maintain risk management controls. Maintaining an understanding of regulatory requirements relating to the investment industry.-Managed the firm monitoring programs in accordance with internal and external policy. Dealt and maintained the Sarbanes Oxley program.-Managed P&L, Budgeting and assisted in the growth of recruiting, development and planning of branch locations.-Aid and support other UBS-I offices through out the country as well as coordination in the auditing and filings process for those locations. Viewed and made decisions on complaints and client accounts.

Zurich, Ch

Per the regulation to segregate International business from domestic business UBS International was born. As a branch manger of a new location the responsibility and focus was to grow and recruit for the West Coast operation. The office was to cater primarily to Latin America and any business that originated from outside the US. With an office of 4 registered representatives my primary responsibility was to recruit and attract assets under management. Key Achievements:-Recruited an additional 5 new registered representatives (average book of $300 million) and added a satellite office; -Partnered with governmental/private companies in Mexico and assisted clients through offshore accounts dealing with multicurrency. -Assisted in the development and pioneering the processing of International brokerage business from inception of UBS-I. -Program development in assistance of new firm managers.

Us

-Communicate with all management, staff, brokers and external departments on management and leadership of branch. -Operational duties included overseeing and ensuring the maintenance and reporting of: All deposits whether cash or stock certificates, disbursements, journal funds and monitoring bounced check alerts.-Supervise wire area and administer approvals when needed on stocks, options, mutual funds, bond orders, market timing, pricing, analyze executed trade corrections of stocks, options, mutual funds, bonds and resolve all error reports.-Actively managing 33 Client Service Associates and overseeing 7 staff in Operations who handle 150 plus brokers. Provide hiring recommendations to branch management.

-Development of the first physical location in Beverly Hills and built; -Deal/Approve local marketing in name branding in newspaper, magazine, television, or remote locations to do promotions.-Assist in maintaining branch location, duties would include and not be limited to management, hiring of sales/administrative employees and daily operational duties. Account reporting for branch locations and implementing controls.

Charlotte, Nc, Us

-Daily reconciliation and balancing of stock record, general ledgers identifying and reporting firm breaks of the daily operation of multi-billion dollar portfolios.-Reorganization / Process corporate section transactions, Review system generated reports to mitigate firm risk, work closely w/trading and operational areas to research exception conditions. Enforce adherence to regulatory requirements, processing of all Corporate Actions, Proxy, Class Action and Capital Change documents.

-Assisted in structuring the office maintaining accounts and implementing controls for general ledger and purchasing accounts. Making changes in the assemble line to make the process more efficient.-Increasing sales, consistently meeting or exceeding all quotas, performing at an above average manager.

New York, Ny, Us

-Developed relationships and recruited potential clients through several distribution methods, creating a client base.-Implemented the financial planning process, and advising clients on investments and insurance needs.

Master Of Business Administration (M.B.A.), Business

B.A., Psychology/Philosophy