Michael Ronchetti

Michael Ronchetti Email and Phone Number

Regional Vice President | NMLS # 79717 | Mutual of Omaha Mortgage NMLS # 1025894 @ Mutual of Omaha Mortgage
Michael Ronchetti's Location
Lynnwood, Washington, United States, United States
About Michael Ronchetti

With over 30 years of experience in the mortgage and consumer lending industry, I am a seasoned and versatile leader who can adapt to changing market conditions and exceed corporate expectations. As the Regional Vice President at Mutual of Omaha Mortgage, I am responsible for growing the residential lending platform in the Northwest Area for one of the oldest and most trusted brands in the country.My core competencies include direct sales, marketing, operations, credit analysis, and secondary market. I have a proven track record of bringing together, motivating, and leading a team of professionals to achieve high performance and customer satisfaction. I also have a strong background in setting up and implementing operational procedures and platforms that ensure efficient and effective workflow. My mission is to provide quality and affordable lending solutions to homeowners and homebuyers in the Northwest Area and beyond.

Michael Ronchetti's Current Company Details
Mutual of Omaha Mortgage

Mutual Of Omaha Mortgage

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Regional Vice President | NMLS # 79717 | Mutual of Omaha Mortgage NMLS # 1025894
Michael Ronchetti Work Experience Details
  • Mutual Of Omaha Mortgage
    Regional Vice President
    Mutual Of Omaha Mortgage Oct 2022 - Present
    San Diego, California, Us
    Growing the residential lending platform in the Northwest Area for one of the oldest and most trusted brands in the Country.19009 33rd Ave W Suite 305, Lynwood, WA 98036
  • Amerisave Mortgage Corporation
    Senior Vice President
    Amerisave Mortgage Corporation Dec 2021 - Oct 2022
    Atlanta, Ga, Us
    Growing the TEAM of Mortgage Professionals in the Northwest Region for AmeriSave Mortgage, which is bringing one of the most tech advanced platforms in the industry to the retail channel in order to lead the way into the future.
  • Mutual Of Omaha Mortgage
    Area Manager
    Mutual Of Omaha Mortgage May 2019 - Dec 2021
    San Diego, California, Us
    Growing the residential lending platform in the Northwest Area for one of the oldest and most trusted brands in the Country.19009 33rd Ave W Suite 305, Lynwood, WA 98036
  • Bank 34
    Mortgage Area Manager
    Bank 34 Feb 2016 - May 2019
    Scottsdale, Arizona, Us
    Building the Northwest Retail Branch System along with outlining areas for one of the fastest growing community banks in the country. Bank 34 has been specializing in mortgage lending since 1934 and has been helping people achieve their dream of home ownership from the beginning. We invite you to experience our brand of mortgage lending expertise in the following areas:•Purchase•Refinance (Rate & Term or Cash-out)•Primary residence, second home or investment properties•Conventional, FHA, VA, USDA and In-House mortgage loan products•Fixed and Adjustable rate mortgages•First-Time Home Buyer loans with down payment and closing costs assistance•FHA financing with only 3.5% down payment and flexible credit score requirements•Government One Time Closed Construction Products•Jumbo Loans•Home Equity Loans (in select markets)•Land Loans (in select markets)•Construction Loans (in select markets)•Commercial Real Estate Lending (in select markets)
  • Ditech Financial Llc
    Director - Nw Retail Development
    Ditech Financial Llc Dec 2014 - Jan 2016
    Assist in expanding the Ditech Retail Channel and Branding throughout the Northwest.
  • American Financial Network, Inc.
    Branch Manager - Sr. Mortgage Banker
    American Financial Network, Inc. Nov 2013 - Dec 2014
    Brea, California, Us
    Building and rapidly expanding teams of retail mortgage loan originators in the Kirkland, WA, Irvine, CA and Richmond, CA areas that specialize in developing realtor, builder, and other external referral relationships.
  • Sound Mortgage Inc
    Director Of Secondary Markets
    Sound Mortgage Inc Jan 2013 - Oct 2013
    Established and oversaw the Secondary Markets Department for Hometown National Bank and Sound Mortgage, Inc. Developed and administered secondary market initiatives, policy, reporting, and margin setting. Established new mortgage purchaser relationships in both the correspondent and wholesale channels. Worked with current investors on maintaining favorable relationships and prompt loan delivery. Worked with and monitored hedging activities with Sound Mortgage, Inc. and it's outside consulting company.
  • Eng Lending / Bank Of England - Ar
    Northwest Area Manager
    Eng Lending / Bank Of England - Ar Dec 2011 - Dec 2012
    Little Rock, Ar, Us
    Building and rapidly expanding teams of retail mortgage loan originators in the Northwest, Hawaiian Islands, and Southern California areas that specialize in developing realtor, builder, and other external referral relationships. The Bank of England, AK is one of the Countries oldest banks, which started in 1898 and specializes in all retail mortgage lending and has focused for years in being a leader in USDA, FHA, and VA loans. With access to virtually all mortgage products available on the market today, a FDIC Bank Charter Platform, an aggressive LO compensation plan, and extremely competitive rates, this is truly a premier place to both work as well as do business.
  • Ovation Home Loans
    Area Manager
    Ovation Home Loans Dec 2010 - Nov 2011
    Building and rapidly expanding teams of retail loan originators in the Northwest, Hawaiian Islands, and Eastern Coastal areas by developing realtor, builder, and other external referral relationships.
  • Paramount Equity Mortgage
    District Sales Manager
    Paramount Equity Mortgage May 2008 - Nov 2010
    Roseville, California, Us
    Manage a retail origination office that lends to the State of Washington with 14 to 17 FS's that originate $20 to $30M in volume per month. Primary focus is in Conforming, FHA, VA, and Jumbo.
  • Chase Home Mortgage
    Manager - South Sound Area
    Chase Home Mortgage Apr 2007 - Apr 2008
    New York, Ny, Us
     Responsible to build a team of loan originators to support cross referral business throughout the JP Morgan Chase customer portfolio. To build external business partners for referral purposes with credit unions, builders, realtors, and union groups.
  • Aames Home Loan
    Regional Vice President
    Aames Home Loan Dec 2003 - Mar 2007
    Us
     Oversaw 10 retail branch locations that operate and lend in the six states with over 100 total employees. Responsible for the retail origination of residential loan volume along with the daily implementation of operational procedures. Rebuilt Northwest Region making it profitable by years end with a 25% improvement in volume in ‘04 and 50% year over year improvement in ‘05. 39% improvement in volume in first 90 days in Desert Peaks Region. Director’s Club Winner in ’05.
  • Countrywide Full Spectrum Lending
    Branch Manager
    Countrywide Full Spectrum Lending Jun 2002 - Nov 2003
    Charlotte, Nc, Us
     Managed 17 loan originators, 2 Sales Managers, and 5 operations individuals that are responsible for the lending in Utah, Idaho, and Wyoming. Responsible for the continual improvement of the office’s results by improving and managing the different marketing channels’ flow through and implementation of operational procedures to increase process flow. Year over year improvement of 200% in volume, units, and profitability.
  • Citifinancial Mortgage
    Regional Vice President
    Citifinancial Mortgage May 1994 - May 2002
    New York, New York, Us
     Oversaw 8 Home Equity Lending Offices that lent in 11 States with 70 employees and $400 million in account receivables. Responsible for the retail origination of residential home loan volume. Led all of retail operations in year over year volume improvement of 43.8%.
  • Citizens National Mortgage
    Loan Examiner
    Citizens National Mortgage Oct 1993 - Apr 1994

Michael Ronchetti Skills

Mortgage Lending Loan Origination Fha Loans Mortgage Banking Refinance Usda Residential Mortgages Banking Home Equity Loans Credit Va Loans Sales Fha Financing Investment Properties Mortgage Marketing Sales Management Real Estate Underwriting Credit Analysis Portfolio Management Consumer Lending Finance Marketing Investors Real Estate Financing U.s. Federal Housing Authority Leadership First Time Home Buyers Mortgage Underwriting Secondary Market Commercial Mortgages Reverse Mortgages Capital Markets U.s. Va Loans U.s. Department Of Agriculture Working With Investors Management U.s. Fha Financing Investments Loss Mitigation

Michael Ronchetti Education Details

  • San Diego State University
    San Diego State University
    Business Law Economics
  • Yucca Valley High School
    Yucca Valley High School
  • St. Augustine Prep
    St. Augustine Prep

Frequently Asked Questions about Michael Ronchetti

What company does Michael Ronchetti work for?

Michael Ronchetti works for Mutual Of Omaha Mortgage

What is Michael Ronchetti's role at the current company?

Michael Ronchetti's current role is Regional Vice President | NMLS # 79717 | Mutual of Omaha Mortgage NMLS # 1025894.

What is Michael Ronchetti's email address?

Michael Ronchetti's email address is ro****@****msn.com

What is Michael Ronchetti's direct phone number?

Michael Ronchetti's direct phone number is +180140*****

What schools did Michael Ronchetti attend?

Michael Ronchetti attended San Diego State University, Yucca Valley High School, St. Augustine Prep.

What are some of Michael Ronchetti's interests?

Michael Ronchetti has interest in Family, Sports, All Outdoor Activities.

What skills is Michael Ronchetti known for?

Michael Ronchetti has skills like Mortgage Lending, Loan Origination, Fha, Loans, Mortgage Banking, Refinance, Usda, Residential Mortgages, Banking, Home Equity Loans, Credit, Va Loans.

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