I leverage my extensive CFO experience in the banking sector and valuable insights gained from pursuing professional golf to provide strategic CFO guidance that drives business growth and achieving organizational objectives. Below are a few companies in my portfolio:CloudCompli 01/18 to presentCFO. CloudCompli is a SaaS company specializing in environmental water compliance. With my guidance, the company has achieved a remarkable 4x growth in the last two years. I am spearheading initiatives with them to triple the growth in the next two years.Oventus 10/2021 - presentCFO. Oventus is a medical device company that originated in Australia. I was instrumental in helping them establish a US presence.AltaOne Federal Credit Union 03/18 to 05/19 CFO. AltaOne Federal Credit Union is a $700 million credit union located primarily in the high desert. Through my leadership, we resolved finance and accounting challenges by overhauling functions to elevate CAMELS rating. I also took on a multi-faceted role to lead critical finance, accounting, human resource and loan functions process improvements to support critical objectives.Merchants Bank of California 11/15 to 03/18SVP/Chief Financial Office. Merchants Bank of California was a $150 million community bank located in Carson, California. Merchants bank specialized in the MSB business which made up 95 percent of its customer base. I steered the financial operations, managed all CFO-related functions and led the Human Resources and Payroll which contributed to the banks growth until its closure and return of its Charter to the FDIC in March 2018.Kinecta Federal Credit Union 01/15 to 11/15Consultant. Kinecta Federal Credit Union is a $4.5 billion credit union located primarily in Southern California. Playted a pivotal role in streamlining finance and accounting departments, developing a comprehensive budget and strategic plan and facilitating a successful merger of a CUSO.

CBC is a $200 million community bank located in Orange County, California. My main focus is to develop and implement a strategic plan and build a technology and staffing infrastructure that is scalable and can support the growth of the organization through team building and process improvement. Key accomplishments:• Responsible for managing the investment portfolio to supplement Bank’s earnings as well as manage interest rate risk• Increased income in investments and utilization of excess more than 75% year over year. • Reduced operating expenses in Finance, Accounting, Human Resources and Information Technology by approximately 10%.• Responsible for asset growth of approximately 20%• Manage the audit process with regulators, internal and external auditors• Responsible for communications with the Board, Shareholders and Internal and External stakeholders as well as press communications• Member of Executive Team responsible for design, delivery and implementing a 5 year strategic plan• Chairman of ALCO committee, voting member of Loan Committee and member of several other key groups within the organization• Responsible for Human Resources and Information Technology oversight• Lead in the organization for ERM implementation

BofI is a $3 billion nationally chartered bank that operated a business model focused on the delivery of its products through innovative methods using technology as its foundation, with a central office in San Diego. I restructured the finance/accounting function, creating more efficient processes and reduced closing time by more than 25%. Key accomplishments: • Reduce monthly closing and report production 25% in just nine months• Redesign press release and reporting to conform to SEC reporting standards• Driver of a new budget and forecasting process• Board and investor presentations• Develop management accountability package and strategic plan for division• Redesigned the ALLL process and justification of current levels, based on qualitative and quantitative factors• Develop an understanding of complex cash flows for investment portfolio valuation• Human resource management over payroll, benefits, and 401k• Member of the Product, ALCO, Executive and Internal Asset Review committees

Inland was a $250 million community bank with 6 branches in Southern California. I developed policies and procedures to create efficiency, accuracy and reliability of information within the financial reporting unit. In addition, I restructured the investment portfolio for better balance and yield and developed a contingency funding plan to meet regulators expectations. Kay accomplishments:• Reduce the monthly closing and report production process 50% in three months. Eliminated the need for third party services, which reduced expenses• Design, develop and implement ALM and Investment strategy• Redesign press release and reporting to conform to SEC reporting standards• Lead on Merger and Acquisition analysis with investment bankers• Driver of the budget and forecasting process• Board and investor presentations• Member of the Audit, ALCO, Executive, BCP and IT Steering committees

MidCountry is a $1.5 billion financial services holding company that has a banking subsidiary, a leasing company and two consumer finance companies under its umbrella. My main focus has been to create efficiency, accuracy and reliability of information within the financial reporting unit. Key accomplishments:• Reduced the monthly closing process from 15 days to 6. I developed a custom financial reporting model that allowed them to bring several different general ledger systems together and report for the consolidating unit. The solution reduced the reporting process by 60%.• Completed two S-1 compliant PPM’s, which were used to raise $21 million and $80 million, respectively, for the purchase of consumer finance subsidiary and a bank subsidiary.• Worked on the Annual reports, 10-K’s and 10-Q’s and audited financial statements, including footnotes.• Implemented FAS 123(R), which reduced footnote preparation time by more than 50%.• Project manager of an ERP conversion to People Soft for the G/L, A/P and A/M systems. Implemented new Enterprise Reporting package from Solver.

PFF was a $4 billion financial institution with 26 branches, a registered investment advisor subsidiary, a mezzanine financing subsidiary and an insurance services subsidiary. In addition to being the Controller I performed in the capacity of Manager of Financial Systems. The following are some major achievements there:- CFO of three subsidiaries, including a RIA, insurance company, and mezzanine financing company.- Responsible for internal controls and managing the audits from internal and external auditors.- Oversee a staff of seventeen, which consistently operated at least 5% below the annual budget of $5+ million with virtually zero turnover, that is responsible for accounts payable, reconciliations, cash management, loan accounting, investor reporting, and other operational functions.- Responsible for the integration of the Bank’s loan, deposit and accounting systems, whose purpose is to comply with Sarbanes-Oxley and the accelerated reporting requirements of that legislation, among other requirements for control over financial reporting. Also implemented FAS pronouncements when issued.- Design and develop database applications, using MS Access, to make the financial reporting process more efficient and accurate, which saved over 40% in preparation time and reduced errors to minimal.- Facilitate conversions of the fixed asset, accounts payable, general ledger and other financial systems.- Designed and developed budget models reducing prep time by 25%, CMR models that have reduced preparation time from 3 weeks to 3 days, OTS Perk package model to provide data for regulatory audits in half the time and a SOX database to assist bank in compliance with SOX implementation.