Michael Skinner Email & Phone Number

I currently hold RFA status (Registered Financial Adviser) with the FMA. Working with Solutions allows me to continue developing specialist risk management skills and adding value for business owners and private clients. I made a decision to switch career paths 22 years ago to financial services and I am happy to advise you the ‘education journey’ and job satisfaction remains a passion.We know that financial literacy in this country, is generally poor. Protecting, creating, preserving clients wealth is all about making smart decisions about money. This may need clarifying due to the far reaching aspects of money: Personal and Business Insurance can be key aspects of a Risk Management Plan because it is about providing money when you need it. We know of no other funding mechanism that provides the same certainty as an insurance payout does.Estate Planning is generally about the direction money should move in when providing for specific beneficiaries, at the appropriate time, when either the expected or the unexpected events happen (an orderly manner is preferred).Retirement Planning is about a lot of things. A key ingredient of successful retirement planning is having sufficient money for your desired lifestyle at the point in time it is required.Charitable Giving can be popular and is all about having an interest in charitable endeavours. Understanding that money is merely a vehicle, and not an end in itself.Asset Management can cover many aspects of clients property like issues of ownership and concerns around making smart choices about money.As you can see, conversations with clients, who are serious about planning their financial matters, can be diverse and comprehensive. Because we specialise, our working relationship with clients can be that of lead-adviser. Risk management is a complex beast, it can be vast and far reaching also requires involvement of other professional advisers. At the end of the day, it is about your financial wellbeing.

Listed skills include Business Strategy, Management, Business Development, Sales Management, and 12 others.

• Director And Trusted Adviser

  Financial Wellbeing Ltd T/A Groupbenefitplans Nz

  Mar 1990 - Present - Hamilton, Waikato,Nz

  Risk Management specialists assist clients in making smart decisions about money. As trusted advisers, we facilitate working relationships with clients, understanding their financial issues in order to provide clarity and pathways for groups, corporates and individuals.