I help small and medium size business find their hidden cash.I do this by helping business owners understand the drivers of their cash flow. I take the time to understand your business by listening to your goals and plans for it. This information helps me produce an integrated financial forecast which tells you whether or not your plan is self-funding. We meet each month to review progress towards those goals, diagnose the reason for any variation from plan and determine whether or not the plan needs to be changed. For small and medium sized business I am an effective alternative to hiring a full time financial controller. I bridge the gap between book-keeper and external accountant. I help SMEs organise and use their financial information in a manner that supports informed business decisions. Along the way you will get to know the drivers of your cash flow and your cash flow management skills will be enhanced by understanding the link between your business decisions and their impact on the cash flow.Specialties: Financial modellingCash flow analysisData organisation and presentationStress testing and scenario analysisOptimising the cash your business invests in debtors, inventory and capital equipmentPreparing business loan applicationsCash flow education and business coaching
Pro Veritate Pty Ltd
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Virtual Cfo | Contract Cfo | Cfo For Hire | Business Cash Flow Specialist | Financial ModellerPro Veritate Pty Ltd Aug 2012 - PresentMelbourne, AustraliaHelping the owners of small and medium size business to: Find their hidden cash.Understand the drivers of their cash flow.Understand their present and future financial position. Understand the cash flow implications of major business events. Meet their reporting requirements to their financial backers. Track current and projected performance against loan covenants.Produce sophisticated three way financial models of their business.Optimise their investment in working capital (Stock,Debtors,Trade Creditors).Focus on the bits of the business that really matter to them.Make financially informed decisions.Use their financial information to diagnose the operational health of their business.
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Director, Portfolio AnalysisAnz May 2007 - Nov 2011Melbourne, AustraliaPortfolio based analysis of an AUD210bn wholesale credit portfolio with the objective of identifying situations where the secondary credit market could be used to increase ANZ’s balance sheet capacity; improve Return on Equity for key customer groups; and/or release low returning capital. -
Director, Research And AnalysisAnz Jan 2006 - Apr 2007Melbourne, AustraliaLed a small team of analysts responsible for performing the credit related tasks associated with the provision of wholesale banking services to a portfolio of Institutional customers. In depth loan negotiation and structuring discussions with clients. Holder of a material Credit Approval Discretion. -
Associate Director, Research And AnalysisAnz Jun 2003 - Dec 2005Auckland, New ZealandLed a team of analysts, located in Auckland and Wellington, responsible for performing the credit related tasks associated with the provision of wholesale banking services to a portfolio of Institutional customers. Covered multiple Institutional bank segments – Financial Institutions and Government; Food, Beverages and Agribusiness; Consumer and Services; Telco, Media and Entertainment.Significant customer contact, including in depth negotiation and loan structuring discussions. Holder of a material Credit Approval Discretion.
Michael Stapleton Skills
Michael Stapleton Education Details
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Cpa AustraliaAccounting And Finance -
Securities Institute Of AustraliaBanking, Corporate, Finance, And Securities Law -
Finance, General -
St Aloysius CollegeHigher School Certificate
Frequently Asked Questions about Michael Stapleton
What company does Michael Stapleton work for?
Michael Stapleton works for Pro Veritate Pty Ltd
What is Michael Stapleton's role at the current company?
Michael Stapleton's current role is Virtual CFO | CFO for Hire | Contract CFO | Business Cash Flow Specialist | Financial Modeller.
What schools did Michael Stapleton attend?
Michael Stapleton attended Cpa Australia, Securities Institute Of Australia, University Of New South Wales, St Aloysius College.
What skills is Michael Stapleton known for?
Michael Stapleton has skills like Financial Modeling, Financial Analysis, Risk Management, Analytical Capability, Financial Risk, Cashflow Analysis, Forecasting, Cash Flow, Microsoft Excel, Cash Flow Forecasting, Credit Analysis, Credit Risk.
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1dpc.nsw.gov.au
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Michael Stapleton
Brunswick West, Vic -
1me.com
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