Michael Ayoub Email & Phone Number

Detroit, Mi, Us

Clinton Twp, Michigan, United States

Clinton Township, Mi

Directed daily operations enhancing operational performance and promoting fiscal integrity. Conducted needs and capabilities analysis to devise restructuring plans achieving short and long-term goals. Selected accomplishments:• Performed operational risk management assessing corporate risks and implementing risk controls to optimize business functions and ensure proper allocation of resources.• Developed analytical metrics guide performance and ensure adherence to internal policies.• Supervised multi-functional employees.• Concurrently oversaw operations comprised of multiple locations and 11 states of representation. • Spearheaded B2B sales nurturing profitable business relationships and capitalizing on new opportunities based upon client referrals.• Developed Proprietary Call Center Software and CRM to build lucrative pipeline and manage call center communications.

Clinton, Michigan, United States

• Operational Risk Management and oversight, including Management and Oversight of regulatory and financial audits.• Developed Analytical Metrics and tools to facilitate risks and controls.• High Performance, strategic Sales management and leadership.• Supervision of 100+ Employees Including VP, COO, District, Regional, and Executive Managers.• Provided shareholders profitability EVERY year of my tenure. • Built, Implemented and managed technology platform.• Business to Business and Business to Consumer Sales and sales management.• Developed and Utilized Proprietary Call Center Software and CRM to manage Call Center for business Generation.• Management of lending division, underwriters, shipping/funding, and warehouse line management.• Managed warehouse line funding allocations to ensure enough capital was available to fund all loans in the pipeline without delay. • Oversight of Loan Servicing Division.• Agency Management of Affiliated Independent Property and Casualty Insurance Agency.

Utica, Michigan, United States

Sterling Heights, Michigan, United States

Livonia, Mi

Multi Unit

Baltimore, Maryland Area

Championed operations and sales management for three states, two regions, seven districts, 60 branches and 300 employees. Ensured that the operational infrastructure was based upon sound control environment and was properly aligned to support regulatory standards. Selected accomplishments:• Directed the National Real Estate Loan Sales Division establishing performance measures in regard to due diligence and administration of appropriate risk management standards.• Devised and deployed new marketing strategies to solidify the corporate footprint and assist in expanding brand into lateral markets.• Standardized operational controls across divisions to ensure alignment with overall organizational mission and vision.• Conducted and facilitated National Seminars for Citi employees including “train the trainer” sessions and direct training for Branch and District managers on sales strategies.

Finance And Financial Management Services

Activities and Societies: Alpha Kappa Psi

Bachelor Of Science (B.S.), Accounting And Finance, 3.41

Masters Degree Classes MBA Field Of Study