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Michael Toth Email & Phone Number
SVP, Authentication and Identity Platform Leader
at
U.S. Bank
1 work email found
@usbank.com
2 phones found area 800 and 480
LinkedIn matched
✓ Verified May 2026
4 data sources
Profile completeness 100%
Current company
Role
SVP, Authentication and Identity Platform Leader
Location
Charlotte Metro, United States, United States
Company size
Who is Michael Toth? Overview
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Quick answer
Michael Toth is listed as SVP, Authentication and Identity Platform Leader at U.S. Bank, a company with 79904 employees, based in Charlotte Metro, United States, United States. AeroLeads shows a work email signal at usbank.com, phone signal with area code 800, 480, and a matched LinkedIn profile for Michael Toth.
Michael Toth previously worked as SVP, Authentication & Identity Platform Leader at U.S. Bank and SVP, Authentication Product Lead | Digital Platforms and Capabilities at U.S. Bank. Michael Toth holds Bachelors, Psychology from University Of North Carolina - Chapel Hill.
Company email context
Email format at U.S. Bank
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{first}.{last}@usbank.com
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Profile bio
About Michael Toth
Michael Toth is a SVP, Authentication and Identity Platform Leader at U.S. Bank. They possess expertise in strategy, e commerce, financial services, vendor management, banking and 45 more skills. Colleagues describe them as "Michael is smart, dedicated, and has a strong drive to do what's right. He was a pleasure to work with: a terrific mix of great ideas, teamwork, willingness to listen, and sense of humor. He was always straightforward, with no hidden agendas or petty politics. When conflicts arose, his benchmark for deciding on a course of action was what would work best for the customer. I'd have him on my team again in a heartbeat." and "Owning a strategic outlook on his business decisions with an eye firmly on results and ROI made Michael an ideal business client to sell to. His intellectual command of the subject matter, his negotiating ability on the financial details, and his helpful insight into the decision making process created an atmosphere of a true partnership between vendor and client. He is an ideal "coach" for a high efficacy driven vendor. I highly recommend Michael and would readily do business with him again."
Listed skills include Strategy, E Commerce, Financial Services, Vendor Management, and 46 others.
Current workplace
Michael Toth's current company
Company context helps verify the profile and gives searchers a useful next step.
U.S. Bank
14 roles · 17 years
Michael Toth work experience
A career timeline built from the work history available for this profile.
Svp, Authentication & Identity Platform Leader
Current
Aug 2024 - Present
Svp, Authentication Product Lead | Digital Platforms And Capabilities
Jan 2022 - Nov 2024
Svp, Senior Technology Manager Omni Channel Authentication
Feb 2017 - Jan 2022
Senior Product Marketing Manager
Private Consulting
Nov 2016 - Dec 2016
Consultant
May 2016 - Aug 2016
Vp Product Management - Authentication
Oct 2014 - May 2016
Customer Protection Strategy Leader, Senior Vice President
Led a team of Customer Protection Product Strategists which developed multi-year strategies and managed the multi-product roadmaps for account opening, enrollment, authentication, security for Online and Mobile BankingCollaborated with Product Development and created an inclusive team environment based upon trust regardless of the matrix reporting.
Feb 2014 - Oct 2014
Senior Vice President - Authentication Strategy Leader - Online And Mobile Channel
- Responsible for multiple business lines authentication strategies; Consumer, Small Business, Private Label Card, Canada Card across the digital channels
- Developed the multi-generational roadmap to authentication and security strategies which include out-of-band, multiple one-time passcode, biometric technologies, and device asserted identity
- Coordination and collaboration with Global Fraud, Global Information Security, Compliance, Risk, AML, and Legal to create strategies and solutions that balance the needs of all affected areas in a way that delivers key.
- Industry solution expertise and broad vendor relationship management
- Co-signer of 9 security patents in the digital channel
Sep 2012 - Feb 2014
Vp, Sr. Ecommerce Product Consultant
- Business Leader for a multi-year, multi-million dollar project to migrate to RSA Adaptive Authentication which covers multiple business lines
- Developed the deployment strategy for the 30 mm customer migration strategy
- Provided deep product expertise and knowledge throughout project life cycle which led to zero customer impact at roll out with a reduction of customer challenge rates by 3 percentage points
- Initiated change controls to divide project into two phases in order to significantly reduce risk; one focused on the re-architecture of front end presentation/application layer and the second on the back end core.
- Influenced the removal of project scope to decrease customer impacts
- Identified audit/compliance issue mitigation techniques for OFAC and multi-factor authentication gaps
Mar 2010 - Sep 2012
Merger Product Consultant - Internet Services Group
- Inventoried Wachovia’s numerous implementations of out-of-wallet solutions for the Wachovia/Wells Fargo customer migration
- Completed evaluation of the multiple instances of dynamic, knowledge-based authentication solutions by VerId (i.e. RSA Identity Verification, sold to LexisNexis)
- Presented carry forward recommendations to the merger integration executive leadership
2009 - 2010
~1 yr
Product Manager, Financial Services
- Managed multiple major product releases and bi-monthly production support efforts
- Authored numerous business requirements documents and product stories for Agile/Scrum development
- Managed the product direction and roadmap of Financial Services suite; PhishingNet, FraudNet for Account Opening, and Image Mask
- Influenced the decision to move the product line to industry standard technologies thereby increasing market share into top tier banking institutions
- Defined market positioning and partnered with marketing executives on product marketing plans
- Compiled competitive intelligence research and feedback from prospects and existing customers
Oct 2007 - Sep 2009
Vice President - Authentication Services Product Manager
- Wachovia/First Union
- Managed the implementation tactical online security solutions prior to the issuance of the FFIEC Guidance on the Authentication in an Internet Banking Environment
- Developed the multi-layered Online Security and Fraud strategy for consumer banking
- Authored the internet authentication business case leading to a multi-million dollar funding approval
- Founding member of the Online Customer Protection Governance team
- Implemented multiple vendor solutions for risk based authentication, out-of-wallet, device fingerprinting
Apr 2001 - Oct 2007
Assistant Vice President - Online Enrollment Product Manager
- Wachovia/First Union
- Implemented the first real-time online enrollment application
- Led team implementing the first online services application on IBM WebSphere
- Designed and implemented the online credential self service reset processes
Oct 1999 - Apr 2001
1 education record
Michael Toth education
-
University Of North Carolina - Chapel Hill
FAQ
Frequently asked questions about Michael Toth
Quick answers generated from the profile data available on this page.
What company does Michael Toth work for?
Michael Toth works for U.S. Bank.
What is Michael Toth's role at U.S. Bank?
Michael Toth is listed as SVP, Authentication and Identity Platform Leader at U.S. Bank.
What is Michael Toth's email address?
AeroLeads has found 1 work email signal at @usbank.com for Michael Toth at U.S. Bank.
What is Michael Toth's phone number?
AeroLeads has found 2 phone signal(s) with area code 800, 480 for Michael Toth at U.S. Bank.
Where is Michael Toth based?
Michael Toth is based in Charlotte Metro, United States, United States while working with U.S. Bank.
What companies has Michael Toth worked for?
Michael Toth has worked for U.S. Bank, Bank Of America, Private Consulting, Greenway Solutions, and Early Warning®.
How can I contact Michael Toth?
You can use AeroLeads to view verified contact signals for Michael Toth at U.S. Bank, including work email, phone, and LinkedIn data when available.
What schools did Michael Toth attend?
Michael Toth holds Bachelors, Psychology from University Of North Carolina - Chapel Hill.
What skills is Michael Toth known for?
Michael Toth is listed with skills including Strategy, E Commerce, Financial Services, Vendor Management, Banking, Management, Product Management, and Leadership.
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