Michael Whitbeck Email & Phone Number

Westland, MI, US

Cloud Based Services

Are you or your team members struggling to obtain accurate, fully documented, and compliant income calculations for your borrowers? Look no further than BluePrint Mortgage Solutions. We specialize in providing a trusted and user-friendly mortgage income calculator service that supports over 30 types of income outlined in FNMA/FHLMC/FHA guidelines.Our.

Milford Michigan

Underwriter Credit Senior (November 2015 - August 2018)Assist Underwriters with credit-related questions for FNMA, FHLMC, and portfolio loansCompleting second-level reviews of all credit and collateral documents to validate AUS findings and final submission of loans are within guidelines set by the bank and secondary market investors including FNMA, FHLMC.

Brighton, Michigan

Top 3 three issues most people find while working with loan officers in the mortgage business1. My loan officer wants tons of paperwork and the few times they call wants more and more2. I was told we could close on Friday but we have been pushed back for the third time3. I don't hear anything from my loan officer and I am stressed out about the processMy.

Ann Arbor, Michigan

Senior officer responsible for directing Gold Star's underwriting department and credit policy. Primary functions include developing branded loan products, establishing product guidelines,fraud prevention procedures, loan underwriting procedures, and establishing a complete quality control process to deliver a high quality loan to our end investors..

Troy, MI

Responsible for supervising recourse pipeline for all auditors, negotiating settlements with MI companies to recover losses, and working with wholesale and correspondent clients to recover funds for recourse pursuits. Recourse audits require full review of income, assets, appraisal, closing documentation, title, servicing requirements, program guidelines.

Home Based Employee

Manages the day to day operations of the on-site underwriters for 5 states covering the midwest region. Managing an average of 20-30 underwriters at national lender locations (Chase, Fifth Third Bank, Flagstar, CITI and WAMU). Worked closely with sales management to meet customer needs, achieving volume and cost objectives established by senior management..

Southfield, MI

Wholesale loan officer, responsible for self generating mortgage leads for refinance, purchase, or new construction mortgages. Expert in conventional, sub-prime, and FHA loan programs. Career to date total volume (as of August 2004) $48 million (plus). Designed lead generation system that generated home buyer and seller leads by working with individuals.

Southfield, MI

Managed satellite branch for Pinnacle equity that was based in Ohio with interest in building the Michigan market. Responsible for training and developing branch staff including loan officers, processors, and administrative assistants. Location had five loan officers with one processor average volume was $2-3 million monthly. Sales primarily generated.

Ann Arbor, MI

Contract underwriter assigned to Interfirst to underwrite wholesale loans, specialized in reviewing and approving FHLMC Alt-A products. The loan underwrite requires knowledge and experience in reviewing loan documents for income, assets, credit worthyness, LP/DU guidelines, fraud prevention procedures, and review of appraisals. Assisted PMI management with.

Leadership Courses

Activities and Societies: Attended basic leadership courses required for promotion up to non-commissoned officer courses.

H.S. Diploma