An Experienced Analyst at Deloitte Australia within the Brisbane A&A Specialist Advisory group working within the Risk Advisory and Governance, Regulatory & Conduct Solutions space. Michael has practical experience in regulatory compliance, internal/external audit and remediation projects.Experience and knowledge including:- Banking and Superannuation Internal Audit (Payroll, Breach Reporting, Business Continuity Management)- Compliance Review (Breach Reporting, Operational Process)- Financial Advisory Compliance (Pre-Vet Review and Post Implementation Review)- Remediation (Fee for No Services, Advice Quality)

Compliance Assessment - Best Interest Duty- Review of financial advice documents against Best Interest Duty requirements- Preparation of feedback and remediation reports- Liaise with advisers and PDMs for coaching

Compliance Project - Advice Review- Development of assessment guideline- Financial advice compliant assessment

Remediation Project- Remediation assessment for financial advice

As a paraplanner, I am working with other team members to deliver high quality SOA to SMSF clients. Since the superannuation reform is around the corner, we are trying our best to make sure their fund structure are in full compliance with legislation changes.- Build financial models and provide investment projections;- Prepare internal reports/checklists for client meeting;- Update clients/funds information and records; - Liaise with stakeholders to acquire or provide information over the phone or by email.- Identify and analyse client needs;- Develop complex and comprehensive SMSF strategies to meet client needs;- Support financial planner with SOA and relevant documents.

- Review and research individual client needs, investment strategies and risk profiles;- Complete comparative analysis report when preparing advice strategies;- Provide limited recommendation across superannuation, investment and insurance;- Prepare Statement of Advice;- Liaise with fund managers, banks and other financial institutions and service providers;- Assist with client portfolio maintenance and monitor investment performance;- Update financial planning templates and prepare client review documents.

- Assist with annual Audit Preparation- Assist with Monthly BAS Statement – GST Collected and Paid, PAYG Liability Reconciliation- Assist with General Ledger Reconciliation on Monthly basis before month end

• Bank reconciliation on Daily basis• Trade Debtor & Creditor Reconciliation between Sub-Ledger and General Ledger on Weekly basis• Month End General Ledger reconciliation for Other Debtors and other Creditors• Fix assets register updates on weekly basis and prepare depreciation schedule and depreciation Journal on monthly basis• Processing month end Journals – for General Accrual and Prepayment• Assist with producing Financial statements – Balance Sheet, Profit & Loss and Cash Flow Statement on monthly basis• Assist with Corporate team to prepare the consolidation statements• Assist with Operation team to prepare the Expenses analysis – actual compared with the budget and comments on variance• Assist with half – year and annual audit – preparing the audit files and communicate with auditors for audit queries