Michael Stock Email & Phone Number

Greater New York City Area

Works with the Allocations department to review and assess the governance and management structures of the social service agencies we fund. Enables these organizations to implement industry standards in accordance with relevant laws and regulations to ensure the highest quality of services are being provided to Holocaust survivors throughout the world.

Managed complex land-based public finance deals, including special assessment taxes. Offered viewpoint and recommendations regarding credit trends and outlooks. Analyzed legal security pledged of general obligation bonds and certificates of participation to assign rating for credit worthiness.►Credit watched hundreds of California-based redevelopment agencies (RDAs) during financial crisis and assessed credit worthiness based on new laws or guidelines introduced to drive financial stability. ►Assumed responsibility as chairperson of numerous counties and cities throughout United States. ►Assigned downgraded cities to credit watch and provided analysis of issues oftentimes resulting from lack of financial discipline

Guided statisticians to create models and other tools used to predict performance of mortgages. Used scenario analysis to produce simulations that predicted sensitivity to changes in macro-economic, borrower, and mortgage loan variables.►Developed cash flow models that simulated changes in conditional prepayment rate (CPR), performance, and related trigger adjustments.►Conducted research, quantified risk, and developed criteria for new industry practices; issued recommendations to refine analytics for improved decision-making.

Selected to join new group and managed group revenues. Developed strategic plans to expand business, which included analyzing threats and opportunities. Coordinated account management program, which included creating and maintaining account profiles; implemented customer calling program and evaluated customer satisfaction surveys.►Contributed to formulating business plan to support business growth and development, which included analyzing efforts to enter confirming mortgage market.►Facilitated growth of private label business and contributed to quality control and hiring and training efforts.

Developed criteria for scratch & dent mortgages, which included categorizing criteria based on product type prior to issuing mortgages to market. Applied statistical approach to develop criteria for reverse mortgage product.

Mba, Corporate Finance

Ba, Biology