Michalis Maras Email & Phone Number

Athens, Attiki, Greece

Athens, Attiki, Greece

Athens, Attiki, Greece

Athens, Attiki, Greece

• Consulting to financial institutions in Europe and Africa regions on how to maximise the value gained through implementation of PROFITS Core Banking solution.
• Configuration of system modules to meet the client's business operating model and established processes, as well as advising on potential areas of improvement by harnessing advanced functionalities.
• Provision of on-site support during User Acceptance and Integration Testing and delivery of end-users training.Areas of… Show more
• Provision of on-site support during User Acceptance and Integration Testing and delivery of end-users training.Areas of expertise: Credit, Deposits, Operations, Payments, System Configuration, Integrations with third.

London, United Kingdom

• Planned and performed technology and integrated audits, providing assurance work across the technology components servicing domestic and international payments and corporate banking systems.
• Produced diligent control testing documentation in line with QA methodology and successfully landed impactful audit findings with the stakeholders, strengthening the control environment around the completeness.
• Evaluated the Bank's… Show more
• Evaluated the Bank's compliance position prior to the submission of annual attestations to Payments regulatory bodies.
• Built and maintained strong relationships with senior stakeholders in 1st and 2nd LoD by performing continuous monitoring activities and through active engagement to assess Management's control approach.
• Practiced agility (scrum toolset) in delivering complicated audits through fixed-length iterations which foster early engagement with stakeholders and continuous improvement of the audit team.

Greece

• Planned and executed IT audit programmes relating to various information systems and business areas, often in joint engagements with credit and financial audit teams.
• Exercised critical judgement and utilised the COBIT framework to identify risks and design appropriate tests based on the control objectives relevant to the scope of each audit.
• Performed thorough analysis over large data sets through the use of specialised software (e.g. ACL) to provide assurance over the accuracy of… Show more
• Performed thorough analysis over large data sets through the use of specialised software (e.g. ACL) to provide assurance over the accuracy of the payroll, the adherence to Capital Controls legislation, and the.
• Successfully communicated audit findings to management through filtering reportable audit issues by relevance and developed value-adding recommendations.
• Conducted follow-up engagements to verify progress of recommended remedial actions.

Business Processes Division

• Designed new software applications and improved business processes to support operations based on the bank’s business plan or to respond to emerging unforeseen circumstances.
• Conducted thorough requirement analysis and actual work practices investigation to identify appropriate changes in information systems and business processes, in order to provide feasible solutions to challenges.
• Generated, documented and communicated to programmers functional and… Show more
• Generated, documented and communicated to programmers functional and non-functional requirements.
• Prepared and deployed extensive testing scenarios to ensure quality delivery of new software.
• Designed and prepared the training material for end-users and successfully delivered training sessions to staff on new applications and processes.Indicative Projects:- Development and maintenance of the Customer.

• As Commercial Loans Officer at Keratsini Branch:
• Managed responsibly the credit accounts and the relationship with a broad portfolio of Small-Medium Enterprises operating in various industries and provided excellent customer service.
• Evaluated customers’ credit needs through balance sheet analysis and proposed financing solutions to meet them accordingly.
• Liaised the negotiation of loan contractual terms between customers and the credit centres.
• Achieved sales targets for… Show more As Commercial Loans Officer at Keratsini Branch:
• Achieved sales targets for new loans by conducting push-marketing activities to attract new customers.As Teller O/L & Internal Processes Administrator at Nikaia Branch:

Retail and Corporate Credit Officer at Piraeus Main Branch

Master Of Science (Msc), Management, Information Systems And Innovation (Misi), Degree Classification: Distinction

Placed in the top 10% of the MISI graduating class based on overall performance. Dissertation (marked with Distinction): "Exploring.

Mba, Mba International Program With Major In International Business, 8.86/10 (Distinction - 2Nd Highest Grade In Pt-11 Class)

Bsc, Financial & Banking Management, 8.19/10

Activities and Societies: Member of the editorial team of the electronic students journal "www.topapi.gr"​

Erasmus, Financial & Banking Management

Participated in the Erasmus Student Exchange Program for one semester, from October 2001 to March 2002. Courses (taught and examined in.