Michele Williams Email & Phone Number

Middletown, DE, US

Indianapolis, Indiana, United States

• Prepare, consolidate, and analyze a number of key financial community banking activities including merchant activity review for small business, provide tactical financial insight to the President, meeting extremely.
• Manage over $500K budget, customer life cycle, invoice payments, and credit cards
• Prepare monthly sales projections, state tax filings, and business planning for external partnerships
• Provide subject matter expertise in performance planning, strategic analysis, and business management for Diversity and Inclusion certification consumers

Newark, Delaware

• Responsible for financial and operations planning for over 900 headcount and $145M budget. Support Client Service On-Boarding team’s forecasts, capacity planning, and strategic planning for fast-paced environment..
• Worked closely with senior leadership, human resources, and key business stakeholders across firm to identify impact to bottom line, strategic direction, and accountability on change management initiatives.
• Built partnership with executive management to assist with ad hoc presentations, integrated forecasting planning process, and financial objectives while improving customer business performance.

Greater Philadelphia Area

• Act as key point of contact with senior stakeholders (i.e. Accident and Health, Surety, and Risk Management) by providing data analysis, extract data, and commentary for budget variances for Services Operations.
• Ability to analyze forecast premium for the Finance Officer to support timing of annual premiums, product development, and determine business value
• Managed month-end close, prepared quarterly premium metrics which led to implementing new process that significantly reduced preparation time, exceed objectives, improve quality and design of reports.
• Collaborated with stakeholders to achieve business objectives which enhanced partnering skills critical for communication across lines of business
• Provided monthly forecast and interpret budget variances which created a 20% cost savings in operating income.

Greater Philadelphia Area

• Applied analytics and leverage best practices to strengthen internal control framework by auditing, performing quality control review testing on account reconciliations, journal entries, and premium registrations to.
• Eliminated inefficiencies, reduced reconciliation process from 3 days to ½ day, performed independent testing to support continuous improvement, and reduce cadence of fraud and credit risk.
• Ensured SOX compliance with Sarbanes-Oxley, performed root cause analysis, audit planning, and communicated auditing results to both internal audit and external partners
• Confirm narrative walk-throughs explicitly document each auditing phase of control, data attestation, and remediation to ensure complete transparency.

Greater Philadelphia Area

• Prepared the Schedule F (reinsurance) to assess insolvency and ensure compliance with state regulatory examination, liaised with reporting teams to support preparation of statutory reporting, and reviewed XBRL for SEC.
• Assisted with implementation of FIRST Reinsurance system to ensure data analytics transitioned to new billing system and ensured regulatory requirements were met
• Managed non-audit fees analysis project between competitors and peers, which influence senior management to renegotiate non- audit fees for significant cost savings

Greater Philadelphia Area

• Managed settlement of multi-million-dollar intercompany transactions, resolved 35M BAHT variance, and Treasury operations for the international division. Prepared accounting research, monthly financial reports.
• Generated strategic analytics and financial modeling to evaluate product lifecycle, prepare demand forecasting, and return on investment on retail field sales
• Support production of US GAAP Consolidated Financial Statement for legal entity, footnote disclosures for SEC Form 10-Q and 10-K filings.
• Administered legal entity’s monthly and quarterly consolidation of income, Statement of Cash Flows, Restricted Stock Grant/Stock Related transactions, acquisitions, A/P disbursements, and balance sheet to support.
• Managed interns which enhanced my ability of building teams, while improving my leadership experience and management experience
• Prepare U.S. Department of Commerce BE-11 (annual) & BE-577 (quarterly) U.S. Direct Investment Abroad surveys for the Bureau of Economic Analysis and coordinated gathering foreign affiliates’ transactions across.

Plainfield, Indiana, United States

• Monitored business performance, prepared budget, supervised client accounts, prepared payroll, and developed financial models to monitor cash flow.
• Developed budgets and strategic plans for day to day operations
• Identified improvement changes regarding key processes for accounting procedures
• Developed forecasting tools to analyze revenue, variance, and industry trends

Master Of Business Administration (Mba), Finance

Bachelor Of Science, Accounting

Activities and Societies: Student Council President, Yearbook, and President of Student ActivitiesAs a student at Drexel University, I was.