Michele Lattig Email & Phone Number

Melbourne, Fl, Us

• Represented Bayview Loan Servicing in hundreds of foreclosure cases through state specific, mandated mediation and settlement programs with full settlement authority. • Appeared as Bayview Loan Servicing Corporate Witness for all foreclosure mediations, depositions and trials telephonically or in person; in front of judges, court-appointed mediators, opposing counsel, borrowers and BLS retained counsel. • Performed full loan history and documentation reviews to ensure proper standing and endorsements, conditions precedent and compliancy with all Industry, GSE, Investor and CFPB requirements. • Assisted with interrogatory and discovery request processes. • Reviewed and notarized affidavits and certification of business records. • Worked closely with Specialized Underwriters, Management and Legal representation in order to set clear expectations and deliver settlement solutions such as GSE and In-House Modification, Short-Sale or Deed In Lieu proposals. • Managed time proficiently to coordinate all travel, complete all case preparation, follow-up detail, expense reporting and time recording within departmental standards and company policy. • Skillful in income analysis for loss mitigation efforts • Met all quarterly and annually team goals and KPI standards

National Mediations / Specialized Default Servicing

JP Morgan Chase Career Highlight: • Represented Chase in over 600 foreclosure cases through state specific, mandated mediation and settlement programs, in person with full settlement authority. • Trained and developed new hires, expanding team from 1 to 10 national in-person mediation officers. • Implemented policy and procedural documentation and reporting for the team. • Appeared as Chase Corporate Representative all foreclosure mediations, in person, in front of judges, court-appointed mediators, opposing counsel, borrowers and Chase retained counsel to resolve delinquencies through loss mitigation, retention or liquidation. • Worked closely with Specialized Underwriters, Management and Legal representation in order to set clear expectations and deliver settlement solutions such as HAMP, In-House Modification, Short-Sale or Deed In Lieu that comply with all Company, Investor, Treasury and DOJ requirements. • Managed time proficiently to coordinate all travel, complete all case preparation, follow-up detail, expense reporting and time recording within departmental standards and company policy. • Managed 10-15 collection agents for loans 60+ days in default • Skillful in income analysis for loss mitigation efforts. Washington Mutual Career Highlight: • Proficient in Home Equity Loan Processing Operations & Offshore Team Management. • Interviewed, hired and trained new hires for loan processing, file management, income document review, title review, appraisal orders. • Managed 10-15 agents in loan processing and default collection departments. • Responsible for auditing files for accuracy, SLA compliance and KPI performance.

Achieved and exceeded leasing goals, advancing to Assistant Manager. Oversee and manage team of 8. Proficient in managing accounting operations such as General Ledger postings, month end closings, cash receipts, deposits and collections and customer service. Manage 30-60-90 day collections including past due rents and balances owed at move-out. Assist in property management, staff hiring and training, capital asset oversight, budget control, payroll calculations and commissions. Analyze market survey statistics and plan, organize and execute marketing plans. Administer and coordinate all general office functions, provide daily and weekly financial reports for District Manager and Corporate office. Oversee all resident files for bond financing and legal compliancy.

Education record

Education record