Winner of Forbes " Best Credit Unions in Missouri" 2019 / 2020, "Together" sought me out as their first External Loan Officer ( since opening in 1939). My origination focus now includes my individual client and realtor referrals as well as maintaining institutional relationships and preferred lender status with Hospitals and Universities.

The Essex lending platform is a "New school approach" to the lending industry. From assisting clients with mortgage acquisition to a "fix and flip" line of credit-we provide access to a vast array of loan programs as well as support systems that facilitate consumer credit building tactics.The future of lending has arrived.....

The Piper Group allows me the opportunity to exercise my 20 + years of mortgage financing experience. I assist individuals in mortgage acquisition as well as residential and commercial property pro forma development/consulting.• Provided services including due diligence, cash flow modeling, valuation, pricing of loan pools, transaction support, loan servicing, workout negotiation, asset management, investor reporting, portfolio management and fund management services.• Designed all components of finance business including staffing model, client segmentation, credit strategy, reporting, etc. Led development of an accelerated growth strategy with a goal of substantially increasing asset and net income growth for high net worth individuals. • Accessed and coordinated the resources of others, gathering information, soliciting feedback, and implementing appropriate course of action to ensure best outcomes. Collaborated with analyst to prepare cash flow, return and profit forecasts and risk analysis.• Managed delicate client relationships and developed consultative, solutions-based support of portfolio growth initiatives for high net worth individuals. Conducted comprehensive reviews of client portfolios, including meeting with clients and advisors to assess strategies based on objectives and risk profile, identifying opportunities and preparing customized asset allocation suggestions.• Presented and executed select bank products and services to affluent clients. Identified client financial needs and conditions through financial planning analysis. Monitored and proposed customized mortgage structures for adherence to asset allocation objectives.• Evaluated the financial strength of borrowers to determine risk and repayment capacity. Leveraged knowledge of loan products to help restructure turned-down loans for subsequent approvals. Participated in team compliance with lending, underwriting and government requirements.