Michelle Pendley

Michelle Pendley Email and Phone Number

Portfolio Management at TDECU @ TDECU
lake jackson, texas, united states
Michelle Pendley's Location
Humble, Texas, United States, United States
Michelle Pendley's Contact Details

Michelle Pendley personal email

About Michelle Pendley

As a Commercial Portfolio Manager, I possess a rich blend of portfolio management, real estate, and commercial lending skills, enabling me to take on the complex challenges of overseeing all aspects of commercial loans from origination to repayment. With a rich background in litigation expertise in all 50 states, my strengths lie in proactively anticipating problems and identifying risks, and then structuring arrangements to maximize business interests, minimize disputes, and mitigate risks.Throughout my career, I’ve also been regarded as a difference-maker who contributes to and influences business direction by effectively managing portfolios of CLO, CDO, and ABS loans in the secondary market. Another one of my strengths is in managing accounts, delivering attentive service and efficient problem solving to ensure the highest satisfaction levels.Throughout my career, I’ve demonstrated years of repeated success in finance-related roles analyzing loan portfolios and legal cases. This includes directing underwriting, loss mitigation, and interactions between borrowers and attorneys for commercial loans. With my skill set, I’m able to leverage 15+ years of experience to boost efficiency, manage risks, and lower costs leading to top-quality commercial portfolio management and high growth. I welcome the opportunity to talk more about applying these skills to support your organization. You can reach me at Michelle.M.Pendley@gmail.com

Michelle Pendley's Current Company Details
TDECU

Tdecu

View
Portfolio Management at TDECU
lake jackson, texas, united states
Website:
tdecu.org
Employees:
763
Michelle Pendley Work Experience Details
  • Tdecu
    Portfolio Management
    Tdecu Oct 2022 - Present
    United States
  • Shellpoint Mortgage Servicing
    Loss Mitigation -Mediation Team
    Shellpoint Mortgage Servicing May 2019 - Jan 2023
    Houston, Texas, United States
  • Ocwen Financial Corporation
    Commerical Portfolio Manager
    Ocwen Financial Corporation Feb 2012 - May 2019
    Houston, Texas Area
    In 2012, I was recruited to manage a syndicated portfolio of CLO, CDO, and ABS loans in the secondary market. This involved directing underwriting, loss mitigation, and communication between borrowers and attorneys for defaulted commercial loans.My strategic contributions include resolving delinquencies by determining the best asset strategies to prevent losses and reduce lengthy litigation. I also served as an effective relationship manager, acting as an intermediary between investor, borrower, and counsel for defaulted loans. A few of my key portfolio wins include delivering a 117% return for investor after placing a foreclosed property with an auctioneer company. As well, I produced a net 17% gain for an investor and turned around a heavily-litigated loan.
  • The Situs Companies
    Project Manager
    The Situs Companies Mar 2011 - Feb 2012
    Houston, Texas Area
    In this role, I directed a portfolio valued over 7MM of dollars of judicial foreclosures with the credit committee and counsel. This involved coordinating the review of credit bids, foreclosure, bankruptcy, monitoring/reporting, research, cash management, and other areas.As a result, I helped deliver the FDIC a net return of 32–47% on defaulted real estate/luxury vehicle loans with multiple receivers. In addition, I developed and gained approval of business plans for several of FDIC’s failed banks to allow timely exits on loans.
  • Linebarger Goggan Blair & Sampson, Llp
    Paralegal
    Linebarger Goggan Blair & Sampson, Llp Jun 2008 - Jan 2010
    In 2008, I was recruited to manage chapter 11 bankruptcy cases during the peak of the subprime housing crisis. This included overseeing DIP syndicate credit agreement analysis for up to 850 cases at one time. My contributions included managing preparation/submission of pleadings, objections, and other filings in addition to evaluating claims. Also, I oversaw coordination efforts between trustees, attorneys, and debtors in regard to receivership's.
  • Texas State Bank
    Client Support Specialist
    Texas State Bank May 2006 - May 2008
    As the primary point of contact for borrowers between Treasury Management, clients, and other operating groups, I opened new depository accounts, coordinated check orders, and resolved any other client issues/needs. Most notably, I managed support for overnight investment account reconciliation of 15K+ loans, ensuring accurate allocations. Consequently, I earned a reputation for delivering superior client services.
  • Jpmorgan Chase
    Fund Portfolio Administrator
    Jpmorgan Chase Jan 2006 - May 2006
    Early in my career, I was hired to manage a $550MM corporate loan portfolio of collateralized loan obligations (CLOs).Highlights included managing credit agreement reviews on high volume CLOs to ensure accurate cash allocation, and delivering 100% on-time payments to CLO investors, avoiding massive penalties.
  • Td Securities
    Credit Manager, Credit Derivatives
    Td Securities Jan 1998 - Jan 2004
    of The Toronto Dominion Bank. Headquartered in Toronto with assets in excess of CDN $322 Billion and offering full range of financial products and services with offices worldwide.; Responsible for portfolio management for more than 125 corporate customers totaling in excess of 500 million US$, including deal building, account reconciliation, daily movement of funds and account activity. Responsible for accurately interpreting all credit agreements, negotiation, analysis and communication of issues for legal counsel, marketing managers and administrative agents. Daily operational administration, execution of credit and assignment agreements, consents and waivers. Managed the department daily closing of primary and secondary assignments. Acted as liaison between CounterParty, Agent Banks, Traders, Credit Research and Legal Counsel. A/R, A/P and P & L monitoring with some staff management.

Michelle Pendley Skills

Loans Credit Banking Portfolio Management Risk Management Real Estate Asset Management Finance Investments Cash Management Due Diligence Commercial Real Estate Derivatives Financial Analysis Financial Services Cash Flow Mortgage Lending Credit Risk Customer Service Analysis Loan Servicing Underwriting Commercial Mortgages Financial Reporting Account Reconciliation Microsoft Excel Treasury Management Loss Mitigation Credit Analysis Commercial Lending Bloomberg Management Accounting Structured Finance

Michelle Pendley Education Details

Frequently Asked Questions about Michelle Pendley

What company does Michelle Pendley work for?

Michelle Pendley works for Tdecu

What is Michelle Pendley's role at the current company?

Michelle Pendley's current role is Portfolio Management at TDECU.

What is Michelle Pendley's email address?

Michelle Pendley's email address is mi****@****hoo.com

What schools did Michelle Pendley attend?

Michelle Pendley attended Houston Association Of Bankruptcy Paralegals 2009, Houston Community College, San Jacinto College.

What skills is Michelle Pendley known for?

Michelle Pendley has skills like Loans, Credit, Banking, Portfolio Management, Risk Management, Real Estate, Asset Management, Finance, Investments, Cash Management, Due Diligence, Commercial Real Estate.

Who are Michelle Pendley's colleagues?

Michelle Pendley's colleagues are Ashley Greene, Espedito Minervine, Katoya Smith Smith, Lee Ann Mccoy, Courtney Ferguson, Jaclyn Robotham, Jay Marty Stewart.

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