Michelle Quaresima Email and Phone Number

Regularly reviewed internal and external risk metrics for a Correspondent client base of 700+ lenders to proactively identify companies exhibiting less than satisfactory performance in key risk areas that unless corrected may result in a loss to the company. Client base included mortgage companies and financial institutions. Stood up Client Recovery & Repurchase processes for the newly formed Ditech Third Party Originations team following our split from the GreenTree line of business… Show more Regularly reviewed internal and external risk metrics for a Correspondent client base of 700+ lenders to proactively identify companies exhibiting less than satisfactory performance in key risk areas that unless corrected may result in a loss to the company. Client base included mortgage companies and financial institutions. Stood up Client Recovery & Repurchase processes for the newly formed Ditech Third Party Originations team following our split from the GreenTree line of business. Provided Risk Oversight for Correspondent Lender mergers and acquisitions.Additional responsibilities included: monthly and quarterly portfolio and production reviews presented to business leaders. Maintained data repositories, and owned departmental querying and reporting. Reviewed data integrity and matrix compliance for the Counterparty Risk Group. Show less

Reviewed Correspondent post-closing, pre-funding loan, borrower and property information in order to complete due diligence reviews which included verification of employment, validation of social security numbers, requesting and reviewing previous Tax Transcripts from the IRS, pulling AVM and CoreLogic reports, checking Flip Scores, etc to identify loans meeting high risk criteria. Information gathered/verified would be used to set up loan packages for a quality control underwriting review of… Show more Reviewed Correspondent post-closing, pre-funding loan, borrower and property information in order to complete due diligence reviews which included verification of employment, validation of social security numbers, requesting and reviewing previous Tax Transcripts from the IRS, pulling AVM and CoreLogic reports, checking Flip Scores, etc to identify loans meeting high risk criteria. Information gathered/verified would be used to set up loan packages for a quality control underwriting review of Delegated loans prior to GMAC purchase from Correspondent clients. Show less