Michelle Rawding Email & Phone Number

Boston, Massachusetts, United States

Boston, Massachusetts, United States

Prepare and manage operating budgets totaling approximately $11 million, and a capital campaign budget around $3 million.Prepared payroll and departmental expense forecasts for an administrative staff of 45, with 5 departments.Assists in month-end closing processes, and performs all journal entries, ensuring accurate financial reporting.Manages seven bank accounts for the organization, reconciling transactions and overseeing capital campaign account reporting.Conduct quarterly forecasts and prepare budget presentations for Board meetings to facilitate informed decision-making.Provide coaching to department heads on budget preparation and compliance, ensuring financial hygiene across departments.Analyze financial data and prepare contributed revenue reports for the Philanthropy department, auditing donor data for accuracy.Completes a weekly audit of Artist and Production expenses (~$5 million budget), ensuring timely payment for over 100 artists per production.Successfully implemented new accounts payable software (Concur) and trained a staff of 45 on its functionalities.

Remote

A top closer, averaging 120 loans per month. Personally handle loans closing in specialized statesConfirm loan closing, prepare loan documents, request funding and loan disbursements, and coordinate all aspects of the closing processConsistently achieve low or no errors on monthly reportsTrain new team membersReviews files for quality assurance and complianceNominated for an award by both a colleague and by management for teamwork

Portland, Maine Area

Collaborated with IT to streamline the Funding Bank exports. This reduced spreadsheet editing time from an hour down to about 20 minsPulled daily reporting for pre-qualification loans and active loans where credit falls below the lending requirements and determines how the file should be coded within EncompassPulled daily reporting for Withdrawn loans and analyzes the loan application and documentation provided to ensure it meets regulatory guidelinesAssisted in daily reporting of denied, withdrawn, incomplete, and approved loansExamined accounts and resolved reconciliations requiring an analysis of adjustments and corrections

Portland, Maine Metropolitan Area

Contacted card-issuing banks, merchants, and cardholders to verify credit card transactions and manage reserve accountsDeescalated unhappy merchants whose funds were on hold and helped them collect the necessary documentation to release those fundsResearched and applied regulations, policies, procedures, and legal decisions to work and/or resolve complex financial and risk issues as applicable to merchants and their contractsIdentified and analyzed potential fraud transactions, trends, and violations of MasterCard/Visa rules and regulationsPerform cost absorption analysis on merchants to determine their ability to cover normal refunds and chargeback activity

Portland, Maine Area

Originated automatic and EFT transfers, wire transfers, and automatic loan paymentsReconstructed inaccurate accounts, revised loan payments as needed, gathered and organized information for inquiries, and resolved problems and complaints from customers on management’s behalfProcessed loan payments and adjustments, reviewed risk assessment of new loans, and arranged alternate payment plans for past-due accountsReviewed and audited consumer and mortgage loans, tracked and processed collateral liens, responded to credit bureau disputes

Music, Music Performance, Vocal Concentration

Mba, Finance