Michelle Ritcheson Email & Phone Number

Scarborough, Maine, United States

Portland, Maine Area

Business Banking Team Leader for the State of Maine for People's United Bank/M&T Bank. Responsible for the sales results and strong credit skills of the Maine relationship management team. Also supported coaching and training for business banking and retail partners throughout the Northern New England region.

Brunswick, Maine

Provide creative and thoughtful financing solutions for small and mid-sized business owners in Mid-Coast and Central Maine. I partner with my colleagues in cash management, Bangor Payroll and merchant services to deliver a well-rounded banking relationship. This includes fostering new relationships as well as retention and growth of an existing portfolio of clients.

Portland, Me

Provided guidance to a team of nine Business Bankers throughout Maine in structuring and underwriting of small business credits. Delivered credit training to expand the skill sets of the team to improve the quality of new relationships onboarded to the Bank.

I was a relationship manager for distressed commercial banking customers in the Special Assets department of the bank.

Generate new small business lending relationships for the Bank as well as manage a portfolio of existing customers.

Responsible for underwriting of Middle Market loan requests up to $50 million in exposure. Provided portfolio manangement for Commercial Lending team in Maine and Southern New Hampshire. Participated in the Bank's Loan Officer Development Program.