I have over 20 years experience in mortgage processing. Most recently, I was a Senior Loan Processor and part of a nationwide mortgage layoff at a large bank. Strong attention to detail, accuracy, and organization are my top strengths. My extensive mortgage processing background included not only credit and documentation analysis but several cross-over functions as well. I'm highly motivated and possess effective time management skills, as I've worked remotely for the past few years while exceeding company goals. I have extensive knowledge in reviewing and analyzing both internal and external documents for home loans, fraud and compliance, including application/loan fraud, elder abuse, OFAC, CFPB, ADA, CIP, USA Patriot Act, Bank Secrecy Act & Money Laundering, and lending regulations such as Reg B, Reg Z, TRID. Continuous training and testing, along with strong analytical skills, have aided me in meeting and exceeding company expectations for quality/compliance adherence, production, and customer service year after year. I excel in customer service and interpersonal communication, both written and verbal. My background includes experience in leading and managing teams, including recruiting, coaching and mentoring, performance reviews and employee development, and developing and executing organizational plans and projects. Technical: Excel, Word, specific loan systems of record (CORE/LIS), NMLSR ID#1559454, prepared to take FINRA Series 7/66/SIE
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Home Loan Processor (Safe) #Nmlsr Id 1559454Wells Fargo Home Mortgage Apr 2009 - Aug 2022Seattle, Washington, United StatesIncluded in company-wide mortgage layoff. Processed a high volume of home loans for top-producing loan consultants. Managed a team of 15+ loan processors for 1 year, when the level 1 position was eliminated across the country. Performed in-depth analysis of customer credit and documentation for fraudulent data and red flags, such as money laundering, identity theft, and income/asset falsification; lowered the risk for the bank while protecting customers from unaffordable loans by reporting suspicious documents. Reviewed company disclosures and loans for adherence to regulatory requirements and compliance such as CFPB, CIP, USA Patriot Act Bank Secrecy Act (BSA), Reg B, Reg E -
Financial Planning Assistant/Marketing SpecialistDaniel Jiyamapa - Ameriprise Financial Advisor Nov 2008 - Apr 2009Bellevue, Washington, United StatesAssisted 2 financial advisors with trades, written and verbal customer communicationsProvided customers with required disclosures and confirmations of salesOrganized marketing events for the company and chose merchandise for gifts to clients -
Home Loan ProcessorWashington Mutual Bank Oct 2001 - Jul 2008Position eliminated when bank closed. Processed various types of home loans, requested and reviewed customer documentation, and income calculation/verification; received WaMu Elite Group Award for number of loans closedScreened customer documentation for fraudulent activityResponsible for bank disclosures adhering to state and federal compliance laws and regulations
Michelle Mccallum Education Details
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Psychology -
Bainbridge High School
Frequently Asked Questions about Michelle Mccallum
What is Michelle Mccallum's role at the current company?
Michelle Mccallum's current role is Mortgage Professional.
What schools did Michelle Mccallum attend?
Michelle Mccallum attended University Of Washington, Bainbridge High School.
Not the Michelle Mccallum you were looking for?
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Michelle McCallum
Director, Community Education Community College Of Baltimore CountyRandallstown, Md1ccbcmd.edu3 +141036XXXXX
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2hotmail.com, wmconnect.com
6 +194023XXXXX
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3millersinc.com, greenvillecvb.com, gvltec.edu
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Michelle McCallum
Raleigh-Durham-Chapel Hill Area1michellemccallum.com
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