Michelle Sander Email & Phone Number
@hancockwhitney.com
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Who is Michelle Sander? Overview
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Michelle Sander is listed as Senior Vice President and Commercial Credit Solutions-Manager of Loss Mitigation at Hancock Bank, a company with 4692 employees, based in Greater New Orleans Region, United States, United States. AeroLeads shows a work email signal at hancockwhitney.com and a matched LinkedIn profile for Michelle Sander.
Michelle Sander previously worked as SVP / Commercial Credit Solutions-Manager of Loss Mitigation (Credit Risk Portfolio Management) at Hancock Whitney and Senior Loan Review Analyst at Hancock Whitney. Michelle Sander holds Bs, Accounting from University Of New Orleans.
Email format at Hancock Bank
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AeroLeads found 1 current-domain work email signal for Michelle Sander. Compare company email patterns before reaching out.
About Michelle Sander
Presently in my 27th year of banking with a powerful and extensive background in credit administration, commercial credit underwriting, loan review, credit risk management, and portfolio management. Served in back-office capacities and on the Lending Line, and have underwritten for the commercial, middle market, business banking, & private banking divisions. Heavy concentration in asset quality, due diligence/bank exams, credit review, & risk management of both C&I and CRE portfolios. Skilled in concise data accumulation, reporting, & presentation of Problem Loan/Watch reports & Credit Risk Committees. Served as Team Lead of underwriting, loan review, and portfolio management teams. Extremely adaptable with a detail-oriented approach that is both uncommon and typically unmatched. Currently responsible for the portfolio management, risk assessment & reporting team for the CCS centralized underwriting department ($4 billion portfolio, nearly 15,000 credits), which serves Hancock Whitney Bank's Commercial/Community Banking division, Private Banking, and Business Banking segments. During my banking career, I have underwritten credits ranging from small business to middle market credits, from small dollar amounts through $75+ million in participation credits. COMMUNITY INVOLVEMENT:*LOPA Foundation (Louisiana Organ Procurement Agency): -Volunteer (September 2018 to present).*Animal Assistance League of Slidell: -Board Member (August 2015 to December 2018)-Volunteer/Fundraiser Coordinator (2016 to 2018).
Listed skills include Credit Analysis, Banking, Loans, Commercial Banking, and 22 others.
Michelle Sander's current company
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Michelle Sander work experience
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Svp / Commercial Credit Solutions-Manager Of Loss Mitigation (Credit Risk Portfolio Management)
Current- Effectively monitor all aspects of credit quality for a $4 billion dollar (15,000 loans) small business loan portfolio for the bank’s centralized credit delivery channel. This covers borrowers with revenues up to $25MM.
- Generate concise monthly reports that allow senior management to maintain a firm understanding of asset quality and trends. Chair a monthly Credit Risk Committee for the centralized delivery channel to present a wide.
- Proactively alert management to trends forming within the portfolio, and serve as Portfolio Manager to the Relationship Managers serviced by the centralized credit delivery channel. Portfolio Management includes.
- Proactively work delinquencies within the centralized portfolio, with an average delinquency rate of 35-basis points or less in 2020.
- Effectively manage the Loss Mitigation team, which consists of three FTE’s, with no turnover.
- Successfully operate under little to no supervision, yet also appreciative of direct supervision and guidance. Able and willing to function in diverse management scenarios.
Senior Loan Review Analyst
- Singlehandedly created the process for horizontal (segment) reviews of the commercial loan portfolio and performed all horizontal reviews for the entire Hancock Bank footprint. Received accolades from executive.
- Supervised the review processes of the Hancock retail loan portfolio and the Harrison Finance Company portfolio. (Team Leader role, overseeing two direct reports)
- Participated in numerous due diligence exams as a key member of the Hancock due diligence team, 2007 - 2011.
- Served as Project Manager on the merger integration team, tasked with standardizing the Loan Review policies and processes across Hancock Bank and Whitney Bank.
- Left this role in 2011 when I was actively pursued to assist with forming a new centralized credit delivery department.
Commercial Portfolio Manager Ii
- Effectively handled all portfolio management duties for a $70 million commercial loan portfolio, including past dues and credit maturities, loan compliance, financial statement adequacy, and risk rating of the portfolio.
- Proactively worked and handled all underwriting and presentation of commercial loan requests.
- Served as secondary point person for all existing and potential clients.
- Emphasis in the underwriting, lending, and portfolio management of C&I, CRE, and commercial and residential construction.
Credit Quality Management / Loan Review Analyst Iii
- Served as Team Leader for the South Louisiana and Houston loan review team (coordinated and distributed workflow, reviewed work performed by team members to ensure quality, and served as point person for the loan.
- Maintained and presented the problem loan report for the South Louisiana Bank Group.
- Conducted monthly commercial past due meetings and recommended charge-offs and non-accruals.
- Performed loan review analysis, collateral analysis, and risk assessments of commercial and private banking loans to ensure adherence to credit standards and loan policies.
- Completed post-closing reviews of loans to identify policy exceptions and to ensure proper documentation.
Relationship (Credit) Analyst
- Relationship Analyst/Banking Officer:
- Participated in the underwriting of commercial and retail loans over $250,000 for all banking sectors (this included cash flow analysis, sensitivity analysis, loan structure analysis, reviewing and spreading of.
- Served as Team Leader for the credit analysis team (coordinated workflow, reviewed the team’s work for quality, and served as point person for loan officers).
- Successfully completed First Commerce Corporation’s formal credit training program.
- Successfully completed internship in the Mergers and Acquisitions area of First Commerce Corporation.
- First Commerce Corporation was later acquired by Banc One Corporation.Loan Decision Support Analyst II/Banking Officer:
Retail Loan Associate
- Trained and assisted in the administering of consumer loan products and in small business lending activities.
Management Trainee/Commercial Credit Analyst
- Participated in the underwriting of commercial credits.
- Reviewed commercial and residential real estate appraisals to ensure compliance with bank standards.
Colleagues at Hancock Bank
Other employees you can reach at hancockwhitney.com. View company contacts for 4692 employees →
Thomas Hayward
Colleague at Hancock BankUnited States, United States
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Maria Schellekens
Colleague at Hancock BankBreda, North Brabant, Netherlands, Netherlands
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Patricia Arrington, Mba, Sscp
Colleague at Hancock BankZachary, Louisiana, United States, United States
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Sarah Fairchild
Colleague at Hancock BankGreater Biloxi Area, United States
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Susan Saucier
Colleague at Hancock BankVille Platte, Louisiana, United States, United States
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Kantor Ross
Colleague at Hancock BankDallas, Texas, United States, United States
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Jasmine Dupriest
Colleague at Hancock BankMobile, Alabama, United States, United States
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SA
Susan Anderson
Colleague at Hancock BankCovington, Louisiana, United States, United States
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JA
Jo Ann Hankins
Colleague at Hancock BankVancleave, Mississippi, United States, United States
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Ramsey Diament
Colleague at Hancock BankNew Orleans, Louisiana, United States, United States
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Michelle Sander education
Bs, Accounting
With Honors, Summa Cum Laude
Frequently asked questions about Michelle Sander
Quick answers generated from the profile data available on this page.
What company does Michelle Sander work for?
Michelle Sander works for Hancock Bank.
What is Michelle Sander's role at Hancock Bank?
Michelle Sander is listed as Senior Vice President and Commercial Credit Solutions-Manager of Loss Mitigation at Hancock Bank.
What is Michelle Sander's email address?
AeroLeads has found 1 work email signal at @hancockwhitney.com for Michelle Sander at Hancock Bank.
Where is Michelle Sander based?
Michelle Sander is based in Greater New Orleans Region, United States, United States while working with Hancock Bank.
What companies has Michelle Sander worked for?
Michelle Sander has worked for Hancock Bank, Hancock Whitney, Regions Bank, First Commerce Corporation / Fnbc, and Whitney National Bank.
Who are Michelle Sander's colleagues at Hancock Bank?
Michelle Sander's colleagues at Hancock Bank include Thomas Hayward, Maria Schellekens, Patricia Arrington, Mba, Sscp, Sarah Fairchild, and Susan Saucier.
How can I contact Michelle Sander?
You can use AeroLeads to view verified contact signals for Michelle Sander at Hancock Bank, including work email, phone, and LinkedIn data when available.
What schools did Michelle Sander attend?
Michelle Sander holds Bs, Accounting from University Of New Orleans.
What skills is Michelle Sander known for?
Michelle Sander is listed with skills including Credit Analysis, Banking, Loans, Commercial Banking, Credit, Commercial Lending, Portfolio Management, and Risk Management.
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